Realtors, our Bank Statement Program is an excellent way for you to sell more homes. Prospect for self-employed buyers and let them know you have an ideal option that may help them qualify for a home. While self-employed buyers may not fit into traditional loan guidelines, many do not have credit issues keeping them from qualifying for a home loan. Their issue lies within documenting income. As well, a number...

The housing market is certainly favorable for homebuyers right now with lower rates and price reductions in many markets making it a very busy season for everyone involved. We want you to focus on your clients to get to the closing table as quickly as possible, so take advantage of our products and services we offer to make the process easier on YOU! Traditional products such as FHA, USDA and...

Rates are the lowest they have been since February 2018. This is a great time for homeowners to make the most out of earned equity and possibly end up with more favorable terms than your current home loan through a cash-out refinance. We have a program that can benefit most homeowners. People who are self-employed or those with a credit event can still qualify for a cash-out refinance. It could help...

We could not be more pleased to report our first quarter performance. Angel Oak Home Loans knows the importance of providing loan options that not only include conventional financing, but loan products for those who fall outside strict conventional guidelines. Our portfolio suite of products, that includes non-QM, helps deserving credit-worthy buyers become homeowners who are able to repay their loan. Our portfolio products are innovative, safe loans that have...

We want the process of buying your first home to be exciting and as stress free as possible. The terminology alone can be overwhelming so we have made a list of 10 terms important to know.  From amortization to underwriting, we have you covered! Make sure to check out our online resources to download our First Time Homebuyers Guide. It contains more thorough information and a checklist of the things you...

The housing market is certainly favorable for homebuyers right now with lower rates and price reductions in many markets making it a very busy season for everyone involved. We want you to focus on your clients to get to the closing table as quickly as possible, so take advantage of our products and services we offer to make the process easier on YOU! Traditional and innovative loan options such as...

Realtors, Do you have a lender who you feel is really on your team with the same end goal of a happy buyer who had an amazing experience purchasing a home? Do you know a lender who can match a buyer with the perfect loan product to ensure a quick, seamless loan process? If you aren’t sure or the answer is no, work with us and you can say “yes,...

We keep hearing it is harder and harder for property investors to qualify for loans to grow their portfolios. We don’t see it that way. Let your property investor clients know about our Investor Cash Flow product that makes it easy by qualifying on property cash flow. The closing process is simple because we do not require complicated income statements or tax returns. Eligible buyers may now elect a 10-year...

We could not be more pleased with our 2018 results! We set ambitious goals and exceeded them by doubling originations of non-qualified mortgages from $1.1 billion in 2017 to $2.2 billion this past year. Angel Oak Home Loans is a resource and go-to lender because we offer traditional and a portfolio suite of products to meet unique home loan needs. Every buyer is different and we recognize that through our...