"Angel Oak Home Loans was very easy to work with. They were prompt at answering questions/concerns, friendly, and the process was very easy. I was able to upload all the documents they needed via a secure website link by dropping the pdf's into the system. I thought buying our dream home was going to be a hassle, but it proved to be quite easy. Thank you to the entire team that helped us get thru the process with ease! Kristian and his team are amazing!"
Mortgage Options to Fit Your Needs
Self-Employed Homebuyers
Our Bank Statement product allows eligible self-employed borrowers to qualify for a home loan using personal or business bank statement submissions. Tax returns are not required.
Learn More
“Just Missed” Homebuyers
Our Portfolio Select product is a full doc mortgage loan for homebuyers who just miss qualifying for Prime guidelines.
Learn More
Homebuyers with Significant Assets
Our Asset Qualifier product is for homebuyers with significant assets to use to qualify for a loan in lieu of income.
Learn More
Real Estate Investors
Our Investor Cash Flow product uses the cash flow on a property to qualify for a home loan.
Learn More
Higher Valued Properties
Our Jumbo mortgage loan product is for homebuyers purchasing a higher priced home that exceeds conforming limits.
Learn More
Flexible Down Payments
Our Conventional loan product offers flexibility and options for qualified homebuyers.
Learn More
Qualified Rural Properties
Our USDA loan product offers options for homebuyers in qualified rural areas with low to moderate income.
Learn More
Military Veteran Homebuyers
Our VA product allows eligible veteran homebuyers to qualify for a home loan with a low to no down payment option.