Rates are the lowest they have been since February 2018. This is a great time for homeowners to make the most out of earned equity and possibly end up with more favorable terms than your current home loan through a cash-out refinance. We have a program that can benefit most homeowners. People who are self-employed or those with a credit event can still qualify for a cash-out refinance. It could help improve fiscal health by using the funds to pay off credit cards, cover college tuition, finance a business or renovate a home. Who could benefit from this? Self-employed borrowers Real Estate...

We could not be more pleased to report our first quarter performance. Angel Oak Home Loans knows the importance of providing loan options that not only include conventional financing, but loan products for those who fall outside strict conventional guidelines. Our portfolio suite of products, that includes non-QM, helps deserving credit-worthy buyers become homeowners who are able to repay their loan. Our portfolio products are innovative, safe loans that have helped place many people into homes. We receive many testimonials from our clients thanking us for offering a variety of products that has resulted in referrals and business growth. Here are...

We want the process of buying your first home to be exciting and as stress free as possible. The terminology alone can be overwhelming so we have made a list of 10 terms important to know.  From amortization to underwriting, we have you covered! Make sure to check out our online resources to download our First Time Homebuyers Guide. It contains more thorough information and a checklist of the things you will need during the loan process. Questions? Call us! We are always happy to help. When we say, "Built for Speed. Driven by Service", we mean it! Brush up on your mortgage...

The housing market is certainly favorable for homebuyers right now with lower rates and price reductions in many markets making it a very busy season for everyone involved. We want you to focus on your clients to get to the closing table as quickly as possible, so take advantage of our products and services we offer to make the process easier on YOU! Traditional and innovative loan options such as Bank Statement, Jumbo, Non-Prime, Investor Cash Flow and others targeted to your buyer’s specific loan needs. Not sure how your borrower can qualify? We can help match a loan product...

.buttonCTA { border-radius: 5px;padding: 8px 16px; background: #006991;color: #fff; }.center { display: block; margin-left: auto; margin-right: auto; width: auto;} img { padding-top: 50px; padding-right: 30px; padding-bottom: 50px; padding-left: 80px;} The Atlanta Journal-Constitution hosted their 2019 Top Workplaces awards and for the fifth consecutive year Angel Oak Companies made the list. More than 4,300 companies were nominated and more than 55,000 employees participated. An employee of Angel Oak is quoted in...

Realtors, Do you have a lender who you feel is really on your team with the same end goal of a happy buyer who had an amazing experience purchasing a home? Do you know a lender who can match a buyer with the perfect loan product to ensure a quick, seamless loan process? If you aren’t sure or the answer is no, work with us and you can say “yes, I have that”! Trust us to be your go-to lender based on the value-add that we bring to the table: Products for diverse loan needs – Traditional, Bank Statement, Freddie Mac HomeOne,...

We keep hearing it is harder and harder for property investors to qualify for loans to grow their portfolios. We don’t see it that way. Let your property investor clients know about our Investor Cash Flow product that makes it easy by qualifying on property cash flow. The closing process is simple because we do not require complicated income statements or tax returns. Eligible buyers may now elect a 10-year interest only period with a 40-year term. Once again, Angel Oak has the solution for those who need options outside of conventional guidelines! ·         2 years seasoning for foreclosure,...

We could not be more pleased with our 2018 results! We set ambitious goals and exceeded them by doubling originations of non-qualified mortgages from $1.1 billion in 2017 to $2.2 billion this past year. Angel Oak Home Loans is a resource and go-to lender because we offer traditional and a portfolio suite of products to meet unique home loan needs. Every buyer is different and we recognize that through our innovative offerings. Our MyHomeLoan app and online resource center allows loan process management anywhere and anytime. Excellent customer service and getting people to the closing table quickly is our commitment...

Brush up on your mortgage vocabulary here March 23, 2015 The process of purchasing your first home can be an overwhelming one by itself, and as you try to manage the million new things such as what properties or specifications you need and want or what you can afford among the many estimates, fees, and insurances you’ll pay, you’ll probably read and hear a lot of new financial and mortgage related terminology, only confusing the process more. At Angel Oak Home Loans LLC, we understand that it can be exhausting to make the biggest purchases of your life. Having a firm understanding of...

There are a number of benefits to buying a home over renting, especially when you have help finding a mortgage program that suits your needs April 8, 2015 Atlanta-based Angel Oaks Home Loans LLC is dedicated to providing a broad range of unique mortgage programs designed to meet the changing needs of today’s new homeowners and real estate investors. One leading mortgage loan program offered is the Performance Jumbo home loan program. It’s one of the oldest decisions many people weigh when considering housing options, and one without absolute certainty: to rent, or buy? And though determining an absolute best option may be...