Is your client considering buying a vacation property or a second home? Now may be a great time to purchase! However, qualifying for a loan could be challenging. Fannie Mae and Freddie Mac have tightened guidelines specifically for investment and second home loans. The good news is that homebuyers have other options outside of traditional Agency loans when they work with us. At Angel Oak Home Loans we have multiple...

Have you considered buying a vacation home? A secondary property can be a great investment in your future. As well, provide a retreat to you and your family from everyday life. Now may be a great time for you to purchase a second home or a vacation property. At Angel Oak Home Loans we have options that might be right for your situation. Our investor loans are a good option for...

Working with a full-service lender like us has its advantages. For instance, we have loan offerings that other lenders do not that include non-QM products. Non-QM loans are products for homebuyers who cannot qualify for traditional Agency loans. These homebuyers simply do not fit into the Fannie Mae or Freddie Mac guideline box.  We also offer government insured loans for those who do meet the guidelines and are eligible. The bottom...

Try Our FHA, Conventional and HomeReady Products!  Advise your homebuyers to call us first as we have loan options and resources like no other lending institution! Our Federal Housing Administration (FHA) product is for homebuyers who need a lower down payment option and/or lower credit requirements. Eligible borrowers can qualify with a very low down payment based on their credit score. Our Conventional loan adheres to the GSE (Fannie Mae and Freddie Mac)...

Spring is here and the weather will soon be perfect to be outdoors. Take care of a few things around the house now so you can focus on fun later. Not only will you enjoy your home more, but can feel confident that it is good working order for your family.   These tips allow you to enjoy your time later AND protect your most important investment – your home! As always,...

We are proud to announce the members of our team who qualified for Scotsman Guide’s Top Originator list for 2020. For the past 11 years, Scotsman Guide has ranked originators based on dollar volume, most loans closed, and performance in niche areas. Congratulations to all of our Licensed Mortgage Advisors.       Scotsman Guide 2020 Top Originators award: Donnie Walton – McKinney, TX Randi Barrett – Covington, LA Richard Staley – Atlanta, GA Joseph Dollar – Atlanta, GA Debbie Bennett – Atlanta, GA Mandie...

Homebuyers call us every day asking us for help with their unique situations. Many of them have been turned away by another lender simply because they did not have another loan option for them. Many of them aren’t sure if they qualify based on changed financial circumstances, they are self-employed, real estate investors with multiple properties, and other reasons. Typically, the conversation starts with “I have a unique situation” or...

Instead of wondering if the market is favorable to move, or if you are eligible for a refinance, or how a work situation or change in financial circumstances affects getting a mortgage….why don’t you just call and ask?   That’s right – you don’t have to be ready with a new house in mind or have your mind made up that a refinance makes sense. You can just call us and have...

We have some exciting news to share — Angel Oak has been named a Top Workplace in The Atlanta Journal-Constitution Top Workplaces! For the 7th consecutive year! This award is especially distinctive because it is based solely on the feedback from our employees. Being named a Top Workplace is a big deal – and earning it again for the 7th year means we are getting it right! We’re especially honored...

 ATLANTA--(BUSINESS WIRE)--Angel Oak Home Loans (“Angel Oak”), a leading full-service retail mortgage lender, announces the opening of its newest office, located in Reno, Nevada. Three additional branches in Houston, Texas, Carson City, Nevada, and Natchez, Mississippi are also expected to open soon. The purchase market continues to surge and is projected to set records in 2021. Qualifying for a home loan can be more challenging as financial circumstances have changed for many...