Angel Oak Companies

10 Aug

Posted at 14:59h in Angel Oak Updates by
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It’s an exciting time to be in the mortgage industry right now! Market conditions remain favorable and the number of home sales keep increasing week over week and month over month. HERE IS WHAT YOU NEED TO KNOW: The Market Looks Good!  Existing home sales for the month of June increased a record of 21% from May according to the National Association of Realtors. We have had another record month in closed loan volume - closed loans for home purchases continues to increase! This is great news for Realtors – the market is hot for new home sales. Forbearance is down 6...

03 Aug

Posted at 07:00h in Angel Oak Updates by
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Many homeowners have either refinanced or purchased new homes due to favorable market conditions lately. Fannie Mae and Freddie Mac project this continuing into August so if you are planning on a refinance or a new home now might be the right time. As well, if you have family or friends wanting to buy a new home let them know you have a lender who can help. This is what you need to know if you are considering a new home loan: Apply Early If you can improve your mortgage rate based on today’s rates make sure to speak to a licensed mortgage...

27 Jul

Posted at 15:14h in Angel Oak Updates by
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Our Asset Qualifier mortgage product gives homebuyers the ability to qualify for a mortgage using their assets. Buyers can use bank accounts such as checking, savings, retirement, and investment accounts such as stocks and mutual funds as well as others. There is no requirement to be currently employed or retired. This unique loan product is solely based on using assets to qualify and no income or verification is required. Additional documentation may be required as determined by individual loan circumstances. Borrowers must have a minimum of $500,000 in assets after closing. This loan option is another way we offer flexibility to our...

20 Jul

Posted at 09:51h in Angel Oak Updates by
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We all know that during summertime the living is supposed to be easy. However, there are still a few things you should do to make sure your home is running smoothly in super hot weather. Also, these are great tips for those of you getting ready to place your home on the market. Here is our summer checklist to keep your home looking it’s best in the heat of summer: Pressure Wash Rent one or hire someone to give your walkways, patios, deck and driveways a refresh. It’s an inexpensive way to make the house look great for those barbecues when the landscape...

15 Jul

Posted at 09:14h in Get To Know Your Team by
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David Lowrimore is one of our branch managers you trust as an expert in the mortgage space. We would like for you to get to know him even better! David enjoys playing golf, working out and playing Blackjack. He is a fan of the SEC favoring the Georgia Bulldogs – Go Dawgs! When he isn’t busy helping homebuyers become homeowners he loves spending time with his wife of 29 years, two sons, and thier dog and cat. He has an impressive 25 plus years in the mortgage banking and real estate industry. He started his career in the mortgage space and...

13 Jul

Posted at 09:51h in Angel Oak Updates by
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We have a Jumbo Mortgage program comprised of loan products for homebuyers wanting to purchase a home outside of conforming limits. Among them is our Jumbo Platinum product designed for homebuyers who just miss qualifying for prime. This loan product might help your client close on their dream home after being turned down by a large bank. Let your Jumbo clients know to call me to discuss their scenario and I can help match their circumstances to the Jumbo loan that gets it right the first time. No one wants to jeopardize losing a home due to choosing the wrong mortgage product. Highlights: ...

08 Jul

Posted at 07:00h in Get To Know Your Team by
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Trione DePinto is a licensed mortgage advisor with Angel Oak Home Loans and a trusted resource among her clients. We would like for you to get to know her even better! She enjoys gardening, interior design and floral arranging. She has four children, two dogs, one cat and three rabbits. She loves animals and will soon add chickens and goats to the family! Trione has been married to her high school sweetheart for 28 years. She and her husband share a love of antiquing and travel to different states with a U-Haul to bring back their special finds. She has over...

06 Jul

Posted at 07:00h in Resources by
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We have exciting news for self-employed people looking to purchase a home or refinance their current mortgage. Our Bank Statement mortgage program now allows 24 months personal statements! And you only have to own 50% of a business to qualify. This is available for purchases, cash-out and rate-term refinances. We are happy to provide more options and flexibility for our valued customers. Please pass along to any self-employed friends or family who have home loan needs. Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our...

01 Jul

Posted at 07:00h in Get To Know Your Team by
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Chris Philmon is a licensed mortgage advisor you know and trust. We would like for you to get to know him even better! Chris is born and raised in Atlanta, Georgia, is married and has a beautiful daughter. He is an outdoor enthusiast who enjoys fly-fishing and snow skiing. Interesting to note is that he has skydived, not just once, but twice with plans to go again. He prides himself on being the cool dad racking up points in the neighborhood with the best Halloween and Christmas decorations. He loves having the go-to house! He is an Eagle Scout which is...

29 Jun

Posted at 09:51h in Resources by
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New changes to our guidelines allow for more flexibility for self-employed homebuyers - and that includes Realtors! We are happy to announce that our Bank Statement program now allows 24 months personal statements. Let your self-employed clients know about this update and remind them that they only have to own 50% of a business. This is available for purchases, cash-out and rate-term refinances. More options means we can help more eligible homebuyers become homeowners! Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our website often because we are making changes for the good...