USDA Home Loan - Angel Oak

USDA Home Loan

USDA / Rural Development Home Loans Offer Homebuyers Little To No Down Payment Options in qualified rural areas.

Angel Oak’s USDA / Rural Development home loan is a mortgage loan for homebuyers in qualified rural areas. This loan is for borrowers with low to moderate income who need lower down payment options. USDA loans allow for more affordable home financing.

  • Up to 100% financing available
  • Home must be in a designated eligible USDA area
  • Not limited to first time homebuyers
  • Income limits to qualify vary by location and household size


What is a USDA home loan?

The USDA loan is a mortgage loan for rural homebuyers. These loans are issued by USDA approved lenders and guaranteed by the U.S. Department of Agriculture.

Can a first time homebuyer qualify for a USDA loan?

Yes, these loans are for first-time homebuyers and buyers who have purchased homes before.

Is a down payment required for a USDA loan?

Qualified borrowers can purchase a home without a down payment. A lender can offer more information about down payment options and eligibility.

USDA Home Loan - Angel Oak

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