Help Your Self-Employed Clients Qualify Without Using Tax Returns


Do you have clients who are self-employed or a 1099 earner wanting to purchase a home or refinance but not sure how it works based on these circumstances? We understand and that is why we have a loan product created specifically just for them. It’s called a Bank Statement home loan and those who are eligible can qualify using personal or business statements. We do not require income or tax returns. People with 1099s can use their 1099 earning statements to qualify.

Bank Statement loans are one of our most highly utilized loan products. We have helped many self-employed people with their refinance or achieving their dream of purchasing a new home.  We can help your clients too!

The next time someone asks you how they can qualify without a tax return tell them to call us. It starts with a conversation!


  • 12 or 24 months personal or business bank statements allowed
  • 1099 income option available
  • Purchase, rate-term or cash-out refinance
  • Loans up to $3 million

Built for Speed. Driven by Service. Close Quickly With Angel Oak Home Loans.