Realtors, Do you have a lender who you feel is really on your team with the same end goal of a happy buyer who had an amazing experience purchasing a home? Do you know a lender who can match a buyer with the perfect loan product to ensure a quick, seamless loan process? If you aren’t sure or the answer is no, work with us and you can say “yes,...

We keep hearing it is harder and harder for property investors to qualify for loans to grow their portfolios. We don’t see it that way. Let your property investor clients know about our Investor Cash Flow product that makes it easy by qualifying on property cash flow. The closing process is simple because we do not require complicated income statements or tax returns. Eligible buyers may now elect a 10-year...

We could not be more pleased with our 2018 results! We set ambitious goals and exceeded them by doubling originations of non-qualified mortgages from $1.1 billion in 2017 to $2.2 billion this past year. Angel Oak Home Loans is a resource and go-to lender because we offer traditional and a portfolio suite of products to meet unique home loan needs. Every buyer is different and we recognize that through our...

Brush up on your mortgage vocabulary here March 23, 2015 The process of purchasing your first home can be an overwhelming one by itself, and as you try to manage the million new things such as what properties or specifications you need and want or what you can afford among the many estimates, fees, and insurances you’ll pay, you’ll probably read and hear a lot of new financial and mortgage related terminology,...

There are a number of benefits to buying a home over renting, especially when you have help finding a mortgage program that suits your needs April 8, 2015 Atlanta-based Angel Oaks Home Loans LLC is dedicated to providing a broad range of unique mortgage programs designed to meet the changing needs of today’s new homeowners and real estate investors. One leading mortgage loan program offered is the Performance Jumbo home loan program. It’s...

Perspectives from Angel Oak Home Loans on the steps in the homebuying process, and the people who can help you through them April 16, 2015 Realtors Especially for the first time homebuyer, agents are essential to the homebuying process, as whether you’re in Chicago or Alpharetta, agents do much more than just the complicated and tedious paperwork. A buyer’s agent helps the home buying process proceed much more smoothly, especially for first time...

Buying a home for the first time? Here are some things to consider May 20, 2015 As millennials occupy a largely different economic market than their parents, different factors need to be taken into consideration. Here is a glance at some of the financial issues that millennial first time homebuyers have to consider: Student Loan Debt Millennials carry more student loan debt than any generation previous, meaning that obtaining the down payment to purchase...

Real estate plans are changing for the next generation of American homebuyers May 28, 2015 Popular rhetoric describes millennials as a generation starkly different from those previous – preferring urban apartment rentals over suburban homeownership, walking-distance to local coffee shops over driving to Starbucks, delayed marriage and childbirth, and digital interaction over face to face encounters. Differences in lifestyle choices and spending habits appear to be influenced by the larger economy rather...

Every generation has unique characteristics - here's how the millennials are changing the future of first time homebuying June 10, 2015 Millennials are often ignored and overlooked in discussions on the state of the housing market, but the sheer size of the generation means that even their smaller movements impact society. Here are some of the ways millennials are changing home buying. Student Debt In the past, young adults acquired their first major loans...

Though finances in the process of buying a home are a crucial consideration not to be ignored, we would like to highlight some of the other significant and measurable benefits to buying a home July 21, 2015 When weighing whether renting or buying a home is a wiser decision, most people only consider the financial aspect involved: what should turn out to save more money in the long run. Though finances in...