We know that the closer we get to the holidays there will be a lull in real estate business. That doesn’t mean that property buyers aren’t still out there, they might just wait until Q1 to move forward with buying. Encourage them to take some time to do a little research on what they need to have ready. Winter can be a great time to buy with less competition and...

The holidays are around the corner but there is still plenty of time for your clients to achieve the home of their dreams. With rates still low the market is ideal to get more home for the money. We have an excellent Jumbo program for those buyers wanting homes that exceed the conforming limit to qualify for a conventional loan. This program can help you sell more higher priced homes...

This Halloween we only want you to be scared of how much candy you might have to buy. The lending process for your buyers? Not scary at all when you work with us. This year has been a treat for us for sure. We have set records in non-QM volume each quarter, enhanced our programs and furthered our commitment to impeccable customer service. All of this so that you can sell...

Simple, Seamless, Fast and Efficient – Exactly what your self-employed buyer needs to buy a home! Our Bank Statement program is one of our most utilized loan solutions for self-employed people wanting to purchase a home. Self-employed people can sometimes have a challenge when it comes to getting qualified for a home loan due to tax write-offs. Bank statement loans help them get it done and closed! We do a lot...

Our traditional loans and innovative portfolio suite of products help make qualifying buyers with diverse mortgage needs easier. The fact that mortgage rates fell for most of the year and continue to do so into Q4 make for an ideal situation in the market. This is great news for you and your homebuyer! Current stats indicate a thriving housing market: 5.49 million existing home sales at an annual rate and an...

The good news is that rates are still low despite a slight increase in mid-September. Home prices are slowing making for a favorable market to purchase a home. These are ideal conditions for those homebuyers needing a Jumbo loan. The great news is that we have an innovative Jumbo program for loans that exceed the conforming limit. Self-employed buyers can use bank statements to verify income. Beat the competition, get prequalified...

The year is going fast and we know you want to finish the year strong selling as many houses as possible. With this in mind, remember that we can help people who have had a recent foreclosure or short sale. Our HomeSense program is just for those with one day out of foreclosure, short sale, bankruptcy or deed in lieu including Jumbo loans. It is perfect for those with lower...

Many buyers find themselves in a situation where they have invested time with a lender only to find out their loan is rejected and they have missed their homebuying opportunity. Often times, they know upfront this could be the case. This makes for a stressful time having to start over. Our Portfolio Select program could have possibly helped them qualify if only they had known. Realtors, tell your buyers to come...

No doubt you talk to many people who wish they could buy a home now but think it is not the right time. At this time of the year, many people are busy and think they don’t have time to dedicate to the loan process. Others think they won’t qualify because they don’t have excellent credit. Tell them you work with a lender who has the products, technology and customer service...

Realtors, Many people are taking advantage of low rates and deciding to purchase a home now before rates and home prices increase. This is a great time for any buyer to achieve their goal of homeownership. We help buyers who meet tight guidelines and qualify for conventional financing. We also have a portfolio suite of loan products for buyers who are self-employed, purchasing a home over conforming price limits, and those with...