Real estate will be a top choice to invest in this year which is great news for investors. There are changes, though, that your investor clients need to know before they go to get a loan. Fannie Mae no longer allows buyers to qualify using the proposed rental income on non-owner occupied purchases unless they have a minimum of one year as a landlord. The same is true for FHA, VA and Jumbo loans. This means that a non-QM solution such as our Investor Cash Flow product will be crucial for some property investors to start to build their...

Our goal of going above and beyond for our clients certainly paid off in 2019. Our company is known as industry leaders who offer innovative mortgage loan solutions to help more people achieve homeownership. As well, we continuously grow and change to meet the needs of our clients in an ever-changing industry. Along with traditional loan financing, we offer a portfolio suite of options comprised of non-QM products. Our non-QM volume has set records throughout the year confirming our leadership in the industry. We are proud of our accomplishments in 2019 as indicated in our latest performance report. We funded a...

This time of the year many people are budgeting and figuring out how to save money to improve their fiscal health. One great way to do that is to refinance your mortgage. A refinance can help save a lot of money over the life of a loan and could even lower your monthly payment. Refinancing can also help with: Using a cash-out refinance to pay for tuition, business, or home renovation Eliminating private mortgage insurance (PMI) if you have an FHA loan Accomplishing financial goals such as paying off debt Not sure if this applies to you? Call us today to get...

Angel Oak Home Loans is excited to welcome Ed Powell as one of our new Regional Managers. Ed has an extensive background in consumer direct that will bring immense value to our company. He previously led a team of 50 loan officers and originated over $1.6 billion in 2019. Ed will lead our new consumer direct division in Charlotte, North Carolina. This allows our Charlotte branch to expand in order to keep up with the demand in this growing market. We offer traditional loan products along with non-QM through our portfolio suite of products. Ed’s background, expertise, our innovative products and...

Our 2019 President Club winners have been announced! Congratulations to the licensed mortgage advisors who achieved outstanding sales results to qualify for President's Club. We are proud of each of you and your commitment to raising the bar! We are proud to announce the licensed mortgage advisors who went above and beyond to earn the distinction of being named to our 2019 President’s Club. These experts achieved outstanding sales results and helped a significant number of people achieve the dream of homeownership. Phenomenal customer service, an adept understanding of the market, assessing borrower’s unique needs and matching the right loan product...

Angel Oak Home Loans, established in 2011, is a retail lender headquartered in Atlanta, Georgia. We pride ourselves on helping homebuyers become homeowners. Our lending practice is based on a core principal of providing consumers a variety of innovative mortgage products tailored to meet their individual home financing requirements. We respect that everyone comes to us with unique circumstances and we are ready to advise them on the very best way to meet their mortgage needs. Offering traditional loan products and a portfolio suite of programs enables us to help a larger population of people including those who did not...

Happy 2020! Based on projections for this year, it’s possible you could work with more millennials and property investors this year. They might require mortgage products other than traditional loan products to qualify. We have both traditional products and a portfolio suite of products designed to help you with the potential to sell more homes to more people. Here are a few projections and how our products fit the current market: Millennials: 36% of all homebuyers in 2019 were millennials surpassing other demographics according to the National Association of Realtors. 4.8 million millennials are set to turn 30 in 2020 and expected...

Angel Oak Home Loans McKinney branch is located about 30 miles north of Dallas. Our branch here is unique in a beautiful city with a small town feel and one of the fastest growing cities in America. As such, the north Texas area is likely one of the most competitive mortgage markets in the country so we have to be different and do things better than our competitors do. Communication is one of the most important parts of any relationship and it is our mission to excel at it. We see time and time again homebuyers reach out to us when...