Brush up on your mortgage vocabulary here March 23, 2015 The process of purchasing your first home can be an overwhelming one by itself, and as you try to manage the million new things such as what properties or specifications you need and want or what you can afford among the many estimates, fees, and insurances you’ll pay, you’ll probably read and hear a lot of new financial and mortgage related terminology,...

There are a number of benefits to buying a home over renting, especially when you have help finding a mortgage program that suits your needs April 8, 2015 Atlanta-based Angel Oaks Home Loans LLC is dedicated to providing a broad range of unique mortgage programs designed to meet the changing needs of today’s new homeowners and real estate investors. One leading mortgage loan program offered is the Performance Jumbo home loan program. It’s...

Perspectives from Angel Oak Home Loans on the steps in the homebuying process, and the people who can help you through them April 16, 2015 Realtors Especially for the first time homebuyer, agents are essential to the homebuying process, as whether you’re in Chicago or Alpharetta, agents do much more than just the complicated and tedious paperwork. A buyer’s agent helps the home buying process proceed much more smoothly, especially for first time...

Buying a home for the first time? Here are some things to consider May 20, 2015 As millennials occupy a largely different economic market than their parents, different factors need to be taken into consideration. Here is a glance at some of the financial issues that millennial first time homebuyers have to consider: Student Loan Debt Millennials carry more student loan debt than any generation previous, meaning that obtaining the down payment to purchase...

Real estate plans are changing for the next generation of American homebuyers May 28, 2015 Popular rhetoric describes millennials as a generation starkly different from those previous – preferring urban apartment rentals over suburban homeownership, walking-distance to local coffee shops over driving to Starbucks, delayed marriage and childbirth, and digital interaction over face to face encounters. Differences in lifestyle choices and spending habits appear to be influenced by the larger economy rather...

Every generation has unique characteristics - here's how the millennials are changing the future of first time homebuying June 10, 2015 Millennials are often ignored and overlooked in discussions on the state of the housing market, but the sheer size of the generation means that even their smaller movements impact society. Here are some of the ways millennials are changing home buying. Student Debt In the past, young adults acquired their first major loans...

Though finances in the process of buying a home are a crucial consideration not to be ignored, we would like to highlight some of the other significant and measurable benefits to buying a home July 21, 2015 When weighing whether renting or buying a home is a wiser decision, most people only consider the financial aspect involved: what should turn out to save more money in the long run. Though finances in...

Thanks to the diverse range of specialty mortgage loan programs offered by Angel Oak Home Loans, traditional issues such as a thin credit file or low credit score do not prevent prospective homebuyers from obtaining a mortgage loan anymore. July 29, 2015 Prospective homeowners without the credit or down payment necessary to purchase a home through traditional lenders have long had to sit on the sidelines, watching home prices shoot up. The...

Corporate culture in mortgage careers has a way of permeating through almost all aspects of employee life September 1, 2015 Corporate culture has a way of permeating through almost all aspects of employee life, even outside of work – a major reason many prospective high-caliber job seekers emphasize workplace culture and atmosphere over opportunity and even compensation. These job seekers know that a negative and harmful company culture can have the unfortunate...

Power jumbo mortgage loan program offers home buyers the chance to buy the house of their dreams September 25, 2015 Continuing in the Angel Oak tradition of offering innovative new mortgage products, Angel Oak Home Loans is pleased to announce the launch of the Power Jumbo mortgage loan program, increasing home ownership opportunities for new home buyers across the country. The power jumbo mortgage loan offers a very low 10% down payment...