Angel Oak Home Loans is known for offering a wide range of mortgage products because we know each homebuyer is unique. Our loan product line-up includes government loans that are available for purchase or refinance. Government loans are specifically for...
Sales of investment properties and second homes are through the roof right now! According to Redfin, real estate investors purchased $49 billion in homes during the first half of 2021. Investor purchases increased 15% over first quarter 2020 and 107% over second...
We are proud to announce our latest milestone funding over $10 billion in non-QM lending since our founding. Angel Oak has over 26,000 loans funded which is testament to our commitment in the non-QM space. We are not slowing down...
Higher priced luxury homes are in demand! According to the National Association of Realtors, record-setting transactions are occurring across the country that includes the priciest homes for sale. They report that home sales priced over $1 million increased 244% year...
Already thinking about football, planting fall flowers, and holiday gatherings….but in a new home? Great! Call us. There is plenty of time to listen to your circumstances, determine eligibility and walk you through the steps to your new front door. We...
Please do not automatically turn homebuyers away because they have a complicated financial situation. We are experienced in loan challenges – we close them easily and quickly every day! What should you do when you aren’t sure your client will qualify?...
We like to share frequently asked questions and our answers knowing that many others might want the same information. Our volume of mortgage applications, especially those for non-traditional loans, are increasing for those wanting pre-approval. Plenty of homebuyers are closing...
Due to today’s market challenges non-QM is more important than ever. In fact, our volume of non-QM loans has increased this year. We are closing more Bank Statement loans for self-employed homebuyers, non-QM Jumbo, and Portfolio Select loans for those...
The market has changed and many homebuyers can’t qualify for an Agency loan. Why? Fannie Mae and Freddie Mac have imposed stricter guidelines. More homes now fall outside the conforming limits and there is an increase in Prime Jumbo fall-out....
Angel Oak Home Loans (“Angel Oak”), a leading full-service retail mortgage lender, announces the opening of two new branches located in Centennial, Colorado, and Natchez, Mississippi. Michael Chabot, VP, licensed area manager at Angel Oak Home Loans, will lead the lender’s...
