Angel Oak Companies

09 Feb

Posted at 07:53h in Press Coverage by
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We could not be more pleased with our 2018 results! We set ambitious goals and exceeded them by doubling originations of non-qualified mortgages from $1.1 billion in 2017 to $2.2 billion this past year. Angel Oak Home Loans is a resource and go-to lender because we offer traditional and a portfolio suite of products to meet unique home loan needs. Every buyer is different and we recognize that through our innovative offerings. Our MyHomeLoan app and online resource center allows loan process management anywhere and anytime. Excellent customer service and getting people to the closing table quickly is our commitment...

14 Nov

Posted at 12:59h in Resources by
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Brush up on your mortgage vocabulary here March 23, 2015 The process of purchasing your first home can be an overwhelming one by itself, and as you try to manage the million new things such as what properties or specifications you need and want or what you can afford among the many estimates, fees, and insurances you’ll pay, you’ll probably read and hear a lot of new financial and mortgage related terminology, only confusing the process more. At Angel Oak Home Loans LLC, we understand that it can be exhausting to make the biggest purchases of your life. Having a firm understanding of...

14 Nov

Posted at 12:58h in Angel Oak Updates by
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There are a number of benefits to buying a home over renting, especially when you have help finding a mortgage program that suits your needs April 8, 2015 Atlanta-based Angel Oaks Home Loans LLC is dedicated to providing a broad range of unique mortgage programs designed to meet the changing needs of today’s new homeowners and real estate investors. One leading mortgage loan program offered is the Performance Jumbo home loan program. It’s one of the oldest decisions many people weigh when considering housing options, and one without absolute certainty: to rent, or buy? And though determining an absolute best option may be...

14 Nov

Posted at 12:58h in Angel Oak Updates by
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Perspectives from Angel Oak Home Loans on the steps in the homebuying process, and the people who can help you through them April 16, 2015 Realtors Especially for the first time homebuyer, agents are essential to the homebuying process, as whether you’re in Chicago or Alpharetta, agents do much more than just the complicated and tedious paperwork. A buyer’s agent helps the home buying process proceed much more smoothly, especially for first time homebuyers, and here’s why: real estate agents know the details about a neighborhood most buyers don’t, have information on recent homes sold in the area, are familiar with the progression...

14 Nov

Posted at 12:57h in Angel Oak Updates by
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Buying a home for the first time? Here are some things to consider May 20, 2015 As millennials occupy a largely different economic market than their parents, different factors need to be taken into consideration. Here is a glance at some of the financial issues that millennial first time homebuyers have to consider: Student Loan Debt Millennials carry more student loan debt than any generation previous, meaning that obtaining the down payment to purchase a home for the first time requires a little more creativity. Taking advantage of offers and programs offering special mortgage rates for first time homebuyers is a good idea. Risk Management/Cash...

14 Nov

Posted at 12:56h in Angel Oak Updates by
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Real estate plans are changing for the next generation of American homebuyers May 28, 2015 Popular rhetoric describes millennials as a generation starkly different from those previous – preferring urban apartment rentals over suburban homeownership, walking-distance to local coffee shops over driving to Starbucks, delayed marriage and childbirth, and digital interaction over face to face encounters. Differences in lifestyle choices and spending habits appear to be influenced by the larger economy rather than a radically different social mindset though, and as millennials grow up, we are seeing that they too are interested in buying homes. According to Trulia, 72% of adults ages 18...

14 Nov

Posted at 12:56h in Angel Oak Updates by
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Every generation has unique characteristics - here's how the millennials are changing the future of first time homebuying June 10, 2015 Millennials are often ignored and overlooked in discussions on the state of the housing market, but the sheer size of the generation means that even their smaller movements impact society. Here are some of the ways millennials are changing home buying. Student Debt In the past, young adults acquired their first major loans with the purchase of a fancy car or a home. By contrast millennial enter into adulthood already burdened with student loan debt, as widely discussed in politics and the media....

14 Nov

Posted at 12:55h in Angel Oak Updates by
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Though finances in the process of buying a home are a crucial consideration not to be ignored, we would like to highlight some of the other significant and measurable benefits to buying a home July 21, 2015 When weighing whether renting or buying a home is a wiser decision, most people only consider the financial aspect involved: what should turn out to save more money in the long run. Though finances in the process of buying a home are a crucial consideration not to be ignored, we would like to highlight some of the other significant and measurable benefits to buying a...

14 Nov

Posted at 12:54h in Angel Oak Updates by
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Thanks to the diverse range of specialty mortgage loan programs offered by Angel Oak Home Loans, traditional issues such as a thin credit file or low credit score do not prevent prospective homebuyers from obtaining a mortgage loan anymore. July 29, 2015 Prospective homeowners without the credit or down payment necessary to purchase a home through traditional lenders have long had to sit on the sidelines, watching home prices shoot up. The standard 20% down payment is often far more than most young households, first time home buyers, or those of poor credit are able to save for. Without the proper credit...

14 Nov

Posted at 12:53h in Angel Oak Updates by
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Corporate culture in mortgage careers has a way of permeating through almost all aspects of employee life September 1, 2015 Corporate culture has a way of permeating through almost all aspects of employee life, even outside of work – a major reason many prospective high-caliber job seekers emphasize workplace culture and atmosphere over opportunity and even compensation. These job seekers know that a negative and harmful company culture can have the unfortunate effect of becoming overwhelming and discouraging, ultimately driving out a company’s current and potential best employees. LinkedIn points out an interesting trend – what it calls a “flocking to small...