Angel Oak Home Loans McKinney branch is located about 30 miles north of Dallas. Our branch here is unique in a beautiful city with a small town feel and one of the fastest growing cities in America. As such, the north Texas area is likely one of the most competitive mortgage markets in the country so we have to be different and do things better than our competitors do. Communication is...

Buying a house is so rewarding turning it into a home you will love for years. Anyone making their own improvements to their new investment should feel good about all that hard work. You’ve already gained equity in your home through your down payment and payments on your principal. There’s more that you can do to increase the equity even more. The labor involved in making additions or taking on...

The Federal Housing Finance Agency recently raised the conforming loan limits for 2020. This is the fourth straight year that the FHFA has increased conforming limits after not raising them for 10 consecutive years from 2006 to 2016. By law, Fannie Mae and Freddie Mac are restricted to buying single family mortgages with origination amounts below a set limit. Loans that fall outside of this limit are Jumbo loans...

Many real estate investors find the holiday season and winter to be a great time to buy properties. Competition from other buyers is down and increased negotiating power with sellers could be likely. Reach out to your investor clients and find out if they take advantage of the market with fewer buyers vying for the same property. Remind them that Angel Oak has an Investor Cash Flow product to help...

The population of self-employed people will continue to grow which could mean that the number of homebuyers who are self-employed will, too. Did you know that an estimated 30% of the workforce in the United States is self-employed? According to the Bureau of Labor Statistics, about 16 million Americans are self-employed accounting for 30% of all employees in the U.S. ...

We are very thankful for another year of great successes here at Angel Oak. We have a remarkable team of people and phenomenal clients we have the pleasure of working with every day. It puts a smile on our faces knowing we helped many families gather around the table in a new home. Warmest wishes for a happy and relaxing Thanksgiving!...

Each month Al Simon, host of Simon Says, Let’s Talk Business radio show, interviews influential business owners and sales professionals in Atlanta. Angel Oak’s Mac Cregger Senior VP Regional Manager, was a featured guest on the show in November talking about our business model and innovative loan products. Mac talks about how unique Angel Oak is being the only fully integrated mortgage company in the Southeast United States securitizing our own...

Among the most commonly asked questions by home sellers is what to do to get the house ready to put on the market. It can be so overwhelming that many people put off selling their home. Now is not the time to put it off as rates are low and inventory decreases around the holidays. This could be a great time to quickly sell your home! And it doesn’t have...