Many homeowners have either refinanced or purchased new homes due to favorable market conditions lately. Fannie Mae and Freddie Mac project this continuing into August so if you are planning on a refinance or a new home now might be the right time. As well, if you have family or friends wanting to buy a new home let them know you have a lender who can help. This is what you need to know if you are considering a new home loan: Apply Early If you can improve your mortgage rate based on today’s rates make sure to speak to a licensed mortgage...

Our Asset Qualifier mortgage product gives homebuyers the ability to qualify for a mortgage using their assets. Buyers can use bank accounts such as checking, savings, retirement, and investment accounts such as stocks and mutual funds as well as others. There is no requirement to be currently employed or retired. This unique loan product is solely based on using assets to qualify and no income or verification is required. Additional documentation may be required as determined by individual loan circumstances. Borrowers must have a minimum of $500,000 in assets after closing. This loan option is another way we offer flexibility to our...

We all know that during summertime the living is supposed to be easy. However, there are still a few things you should do to make sure your home is running smoothly in super hot weather. Also, these are great tips for those of you getting ready to place your home on the market. Here is our summer checklist to keep your home looking it’s best in the heat of summer: Pressure Wash Rent one or hire someone to give your walkways, patios, deck and driveways a refresh. It’s an inexpensive way to make the house look great for those barbecues when the landscape...

We have a Jumbo Mortgage program comprised of loan products for homebuyers wanting to purchase a home outside of conforming limits. Among them is our Jumbo Platinum product designed for homebuyers who just miss qualifying for prime. This loan product might help your client close on their dream home after being turned down by a large bank. Let your Jumbo clients know to call me to discuss their scenario and I can help match their circumstances to the Jumbo loan that gets it right the first time. No one wants to jeopardize losing a home due to choosing the wrong mortgage product. Highlights: ...

We have exciting news for self-employed people looking to purchase a home or refinance their current mortgage. Our Bank Statement mortgage program now allows 24 months personal statements! And you only have to own 50% of a business to qualify. This is available for purchases, cash-out and rate-term refinances. We are happy to provide more options and flexibility for our valued customers. Please pass along to any self-employed friends or family who have home loan needs. Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our...

New changes to our guidelines allow for more flexibility for self-employed homebuyers - and that includes Realtors! We are happy to announce that our Bank Statement program now allows 24 months personal statements. Let your self-employed clients know about this update and remind them that they only have to own 50% of a business. This is available for purchases, cash-out and rate-term refinances. More options means we can help more eligible homebuyers become homeowners! Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our website often because we are making changes for the good...

Now is an excellent time for property investors to grow their portfolios. Savvy property investors know that opportunity exists when the market is volatile. In fact, single family rentals typically see a surge during times of recession. With a market and mortgage products that keep changing, investors who are new and those with experience might appreciate the advice. We have put together information for property investors and Realtors who work with investor clients. Our Investor Cash Flow product is being offered that qualifies investors on cash flow – no tax returns or employment information is required. Opportunity exists and there...