30 Mar Questions To Ask Your Lender – That Would Be Us!
Are you ready with options should a homebuyer approach you with a unique situation? If not, call us and we can help educate you on mortgage products including our portfolio loans comprised of non-QM products. We are happy to present to your office as well so you can start the conversation with a self-employed homebuyer, real estate investor or Jumbo borrower.
A mortgage loan for eligible self-employed homebuyers. No tax returns are required. Qualification is based on 12 or 24 months of personal or business bank account statements.
We have Prime Jumbo and a non-QM option called Platinum Jumbo for those who do not qualify for Prime.
Investor Cash Flow
Real estate investors can build portfolios without needing employment or tax returns to qualify. We qualify based on rental analysis to determine cash flow.
Our full doc mortgage loan allows eligible homebuyers just two years out of foreclosure, bankruptcy, or deed-in-lieu to purchase a home. Other loans require four to seven years seasoning after a credit event.
This product qualifies based on assets instead of tax returns or employment.
Learn about the importance of non-QM and why more homebuyers need it to qualify for a home loan. It could mean that you sell more homes and gain more referrals. Who doesn’t want that?