30 Oct Portfolio Select Home Loan
Our Portfolio Select mortgage loan is for homebuyers who just miss Prime qualifications.
Angel Oak’s Portfolio Select home loan is a full doc mortgage that only requires one year out of foreclosure, short sale, or deed-in-lieu and two years out of bankruptcy. Homebuyers with these circumstances or other credit events may not meet the requirements of strict traditional underwriting guidelines. Portfolio Select was created specifically for these “just missed” homebuyers.
- One year seasoning for foreclosure, short sale, or deed-in-lieu
- Two years seasoning for bankruptcy
- Loans up to $2.5 million
- Up to 85% LTV with no MI
- Available for purchase, rate-term or cash-out refinance
- Non-warrantable condos allowed
What is Alt-A?
Is Portfolio Select a full doc loan?
What is the maximum loan amount for Portfolio Select?
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