Angel Oak offers traditional and non-traditional (non-QM) Jumbo loan options. A Jumbo loan is for home purchases that exceed the conforming limit set by the Federal Housing Finance Agency.

Our non-QM Platinum Jumbo mortgage product is for homebuyers who do not qualify for traditional financing guidelines. This loan product allows the flexibility needed to purchase the home of your dreams!

• Loan amounts from $250,000 to $3 million
• Single family, townhouses, and warrantable condos
• Primary, second home and investment properties
• One year tax return required
• Two years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
• Available for purchases and cash-out or rate-term refinances
• Non-warrantable condos allowed

*Interest only options may not be available in all states. Loan amount over $1.5 million requires a borrower-paid second appraisal. Effective 7/10/2020.