Angel Oak Home Loans Jumbo program consists of Gold Prime, Prime Jumbo, and non-QM Platinum Jumbo mortgage options. A Jumbo loan is for home purchases that exceed the conforming limit set by the Federal Housing Finance Agency. Our non-QM Platinum Jumbo loan is for homebuyers who just miss Prime qualifications.

Angel Oak’s Prime and non-QM Jumbo options allow the flexibility needed to purchase the home of your dreams!

• Up to 50% debt-to-income
• As low as 10% down based on requirements
• Loan amounts up to $3.5 million
• Primary, second home and investment properties
• Single family, townhomes, and warrantable condos
• Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
• Purchase, cash-out and rate-term refinance

• Loan amounts up to $3 million
• Primary, second home and investment properties
• Single family, townhomes, and warrantable condos
• Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
• Purchase, cash-out and rate-term refinance

• Loan amounts up to $3 million
• Primary, second home and investment properties
• Single family, townhomes, warrantable and non-warrantable condos
• Four years out of foreclosure, short sale, bankruptcy or deed-in-lieu
• One year tax return program available
• Purchase, cash-out and rate-term refinance