This program is administered by USDA Rural Development, which serves the public through more than 800 field offices nationwide. USDA offers borrowers with low to moderate income an opportunity for better affordable housing finance options with little or no down payment.

  • 100% financing available to qualified borrowers
  • Closing costs can potentially be covered by the seller or financed into the loan
  • Zero down payment required
†Interest-only options may not be available in all states.