Platinum Jumbo Home Loan

A Jumbo mortgage can help you purchase or refinance a higher priced property.

Angel Oak offers traditional and portfolio Jumbo loan options. A Jumbo loan is a mortgage loan that exceeds the conforming limits set by the Federal Housing Finance Agency.

Our non-QM Platinum Jumbo mortgage product is for homebuyers who just miss qualifying for traditional financing. This loan product gives you the flexibility to achieve the home of your dreams!

Interest only options available for primary residences.*

  • Loan amounts offered from $250,000 to $3 million
  • Single family, townhouses, and warrantable condos
  • Primary, second home, and investment properties
  • 4 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Purchases and cash-out or rate-term refinances

*Interest-only options may not be available in all states. Loan amounts > $1.5M require a borrower paid second appraisal. Effective 7/10/2020

FAQ’s

What is a Jumbo Loan?

A Jumbo loan is a mortgage loan that exceeds the conforming limits set by the Federal Housing Finance Agency. A Jumbo loan can help home buyers purchase or refinance higher priced properties.

What is the Jumbo loan limit?

A Jumbo product is used for a loan amount that exceeds the conforming loan limit in your area. At Angel Oak Home Loans, our Jumbo loan products have a maximum loan amount of $3 million and a minimum loan amount of $250,000.