Investor Cash Flow Home Loan

Our Investor Cash Flow loan allows property investors to grow their real estate portfolios.

Angel Oak’s Investor Cash Flow loan uses the cash flow on a property to qualify for a home loan. Tax returns and employment information is not required.

  • Available for purchases and cash-out or rate-term refinance
  • 1-4 unit property types
  • Maximum loan amount $1m
  • No personal income used to qualify
  • Qualification based on property cash flow

FAQ’s

What is an Investor Cash Flow loan?

This loan product allows cash flow on a property to be used to qualify for a mortgage loan. No tax returns or employment information is required. This innovative program can help property investors build a portfolio of income generating properties.

Can you qualify for an Investor Cash Flow loan if you own multiple properties?

Yes, it is possible to qualify for an Investor Cash Flow loan if you own multiple properties. The limit on the number of homes financed may vary.

Is employment documentation required for an Investor Cash Flow Loan?

No, employment information and tax forms are not required to qualify for Angel Oak’s Investor Cash Flow loan product.