The Federal Housing Administration (FHA) is a government-backed initiative created to increase home ownership. FHA loans offer low down-payment requirements and flexible credit requirements. If you sell your home, the buyer can take over the loan (subject to loan approval). This type of loan also allows a co-applicant to help you qualify, even if they do not live in the home.

*The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.

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†Interest-only options may not be available in all states.