Outside-The-Box Lending Options For Self-Employed Borrowers

Our outside-the-box mortgage products help Realtors step outside-their-box! We talk to many Realtors who try to help a self-employed homebuyer in the past who ended up not qualifying.

The Problem: Deductions on tax returns.

The Result: Realtors are avoiding challenging situations to get their clients to qualify and lose out on a sale.

The Answer: Don’t miss out on an opportunity to increase your commission! At Angel Oak Home Loans we have loan options to help self-employed borrowers, real estate investors, and anyone with unusual circumstances or credit challenges. Our specialty is out-of-the box loan solutions for those homebuyers who do not fit neatly in the Fannie Mae or Freddie Mac guideline box. We have loan options for those just one year out of foreclosure and two years out of bankruptcy, short sale or deed-in-lieu. Self-employed, real estate investors, and Jumbo borrowers can close quickly and easily with us. Send them our way so you can sell more homes and increase your commission!

 

Angle Oak Home Loans Alternative Options:

Bank Statement:12 or 24 months personal or business bank statement submissions offering loans up to $3 million. Two years seasoning for foreclosure, bankruptcy, or deed-in-lieu.
1099 Income: 1099 earners can use their earning statements in lieu of tax returns.  Use 1099s for the last year or last two years based on eligibility.
Full Doc Jumbo: Now accepts one-year tax returns for those eligible.
Full Doc Portfolio Select: Now accepts one-year tax returns for those eligible. Ideal for those just one year out of foreclosure and two years out of bankruptcy or deed-in-lieu.