Our Loans Offer Flexibility For Second Homes And Investment Properties

May 17th, 2022

If you are in the market for a second home or an investment property –  you’re not alone! We are seeing a large influx of buyers purchasing investment homes and vacation homes right now. These buyers are closing easily and getting the mortgage payments they need by using one of our non-QM portfolio loans.

How we are helping homebuyers purchase second homes and investment properties:

  • Flexible down payment requirements – some loans only require 15% down for those who qualify.
  • Condo Inspections – our inspection guidelines have not changed!  Fannie Mae and Freddie Mac have tightened their guidelines adding more inspection requirements to qualify.
  • Non-warrantable condos – our non-QM loans allow non-warrantable condos.
  • Jumbo options – Prime and non-QM Jumbo for those who miss Prime requirements
  • 40 year fixed interest only – helps get the mortgage payment you need and increased cash flow for real estate investors.
  • No income Investor Cash Flow – for non-owner occupied rental properties. Allows short-term rentals. No income required – qualifies on the cash flow of the property.
  • Delayed financing – pay cash to win the property and then recoup your money getting a mortgage within six months of purchase without waiting.
Don’t hold off growing your real estate portfolio or enjoying the second home you want. Call today to find out how we can make it happen despite today’s challenging market.