Millennials and Property Investors Are the Ones to Target in 2020

Happy 2020! Based on projections for this year, it’s possible you could work with more millennials and property investors this year. They might require mortgage products other than traditional loan products to qualify. We have both traditional products and a portfolio suite of products designed to help you with the potential to sell more homes to more people.

Here are a few projections and how our products fit the current market:


  • 36% of all homebuyers in 2019 were millennials surpassing other demographics according to the National Association of Realtors.
  • 4.8 million millennials are set to turn 30 in 2020 and expected to represent close to half of all mortgages this year based on a report by

Problem: Many millennials still have student debt, credit card debt, lower credit scores and less than 20% down.

Solution: Our Non-Prime Product that considers DTI up to 50% and credit scores down to 500.

Property Investors:

  • 5.6% increase in investor activity in Q2 2019 accounting for 7% of all home sales – the highest Q2 share since 2013 and growing – according to
  • 36% of U.S. households are renting today which is the most since 1965 revealed by Pew Research Center.

Problem: Many investors cannot qualify based on personal income requiring alternative loan options.

Solution: Our Investor Cash Flow product can help build portfolios and does not require personal income or tax returns to qualify.

Call us today to more information. When we say, “Built for Speed. Driven by Service. Close Quickly With Angel Oak Home Loans.”, we mean it!