Loan Challenges We Recently Closed

In today’s mortgage market, it can be harder for some homebuyers to qualify under Fannie Mae and Freddie Mac’s guidelines. They have options – DO NOT turn them away. Ask them to call us first!

Here are a few wins that would not have closed with an Agency loan:

A self-employed homebuyer of four years could not qualify using tax returns and was turned down for an Agency loan.  The solution: 12 month Bank Statement

A Jumbo homebuyer was turned down for a Prime Jumbo loan. The Realtor called us to see if we could help. The solution: nonQM Platinum Jumbo . We saved a $1.1 million deal and a dream home for a very happy client!

A real estate investor also experienced an Agency fall-out scenario because he had exceeded the 10-loan limit with Fannie Mae. The solution:  Investor Cash Flow.

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