Buying a home for the first time is one of the biggest and most exciting financial steps you can take, and at Angel Oak Home Loans, we are here to support you. With home loan calculators, mortgage rates, home buying checklists, and first-time buyer tips, we’ve got you covered. And when you’re ready, we have a network of award-winning mortgage advisors across the nation who can help you find the specialized mortgage program right for you.
New financing options
Did you know conventional financing now allows all of your down payment to come from a gift from a family member?
Steps to getting a loan
Read up on the factors affecting your ability to obtain your first mortgage loan
Resources for First Time Homebuyers
How Homeownership May Be a More Achievable Dream
Than You Might Think
Many people interested in eventually owning a home believe they cannot afford one at present time. Read how this might not
be true for you.
First Time Home Buyers – The Hidden Benefits to Buying a Home
Though finances in the process of buying a home are a crucial consideration not to be ignored, we would like to highlight some of the other significant and measurable benefits to buying a home.
7 Ways Millennials are Changing First Time Homebuying
Every generation has unique characteristics – here’s how the millennials are changing the future of first time homebuying.
The Truth about Millennial First Time Homebuyers
Real estate plans are changing for the next generation of American homebuyers.
10 Considerations Specific to Millennial First Time Homebuyers
Buying a home for the first time? Here are some things to consider.
Here’s How the Upcoming TILA-RESPA Mortgage Regulations Affect New Home Buyers
On August 1st, new mortgage lending rules went into effect – here’s what they mean for you.
Crucial Homebuying Tips: Agents, Pricing, Mortgage Loans,
Perspectives from Angel Oak Home Loans on the steps in the homebuying process, and the people who can help you through them
Should I Rent or Buy a Home
There are a number of benefits to buying a home over renting, especially when you have help finding a mortgage program that suits your needs
First Time Homebuyer’s Series: 10 Terms to Know When Obtaining Your First Mortgage
Brush up on your mortgage vocabulary here.
Pre-Qualified vs. Pre-Approved
Which one carries more weight than the other? Find out now.
First Time Buyers – Home Purchase Basics
A look at everyone’s role in the home buying process.
Knowing these mortgage terms may help when discussing your loan.
Checklists for First Time Homebuyers
Learn what information is usually required during the loan process.
10 Things NOT to Do When Buying a Home
Avoid these mistakes to ensure a smooth loan process.
5 Factors That Decide Your Credit Score
Learn the key areas on which to focus when it comes to your credit.
Calculators for First Time Homebuyers
Click on one of the calculators below to get started budgeting for your first home purchase.
Buying your first home is exciting! And it can be overwhelming. Angel Oak Home Loans is here to support you and walk you through every step. We want you to feel confident about your decision to buy and we have the resources and tools to do just that.
“Your Guide to Home Ownership” offers resources with educational articles, checklists so you know what terms mean and what you need to be prepared, as well as calculators and tools to help make financial decisions easier. Once you have done your homework, one of our expert mortgage advisors will explain options that could make your dream of owning a home a reality!