Don’t Turn Away A Loan Challenge – Send It To Us!

Due to today’s market challenges non-QM is more important than ever. In fact, our volume of non-QM loans has increased this year. We are closing more Bank Statement loans for self-employed homebuyers, non-QM Jumbo, and Portfolio Select loans for those just a few years out of credit events.

Do not turn away a homebuyer because you think they might not qualify. Chances are we have a loan product that can close easily and quickly!

Here are common scenarios we find solutions for every day

 
 
Less than seven years out of foreclosure, short sale, deed-in-lieu, or bankruptcy.

Bank Statement for self-employed only requires four years out of credit events.
Portfolio Select allows one year out of foreclosure, short-sale, deed-in-lieu, and two years out of bankruptcy.
Platinum Jumbo requires only four years out of credit events.

A self-employed homebuyer who cannot use tax returns to qualify.

​​​​​​Bank Statement loans qualify using 12 or 24 months personal or business statements. Self-employed homebuyers do not have to own 100% of their business.

A Jumbo homebuyer turned away because they didn’t qualify for Prime Jumbo.

Our non-QM Platinum Jumbo loan. Not all lenders have a solution outside of Prime Jumbo, but we do for those who just miss qualifying for Prime.

Don’t miss out on potentially earning more commissions.
These loans close easily and quickly for those eligible. Have your homebuyer call us first!