Jumbo Home Loan

Jumbo mortgage loans are for homebuyers purchasing a higher-priced home that exceeds conforming limits.

Angel Oak offers traditional and non-traditional (non-QM) Jumbo loan options. A Jumbo loan is for home purchases that exceed the conforming limit set by the Federal Housing Finance Agency. Our non-QM Platinum Jumbo mortgage product is for homebuyers who do not qualify for traditional financing guidelines. This loan product allows the flexibility needed to purchase the home of your dreams.

  • Loan amounts from $250,000 to $3 million
  • Single family, townhouses, and warrantable condos
  • Primary, second home and investment properties
  • Four years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Available for cash-out or rate-term refinance
  • Interest-only options available for primary residence only

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Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act , CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VA, VT, WA dba AOHL LLC, WI. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms, and conditions are subject to change at any time without notice. All loans are subject to credit approval.