Jumbo Mortgage After Credit Event

Flexible Jumbo Loan Options After Bankruptcy, Foreclosure, Short Sale, or Deed in Lieu.

Angel Oak’s portfolio jumbo loans are full doc mortgages that only requires one year seasoning from a foreclosure, short sale, or deed-in-lieu and two years out of bankruptcy. Homebuyers with these circumstances or other credit events may not meet the requirements of strict traditional underwriting guidelines. Our portfolio jumbo products were created specifically for these “just missed” homebuyers.

  • One year seasoning for foreclosure, short sale, or deed-in-lieu
  • Two years seasoning for bankruptcy
  • One year tax return program available
  • Loans up to $3 million
  • 5% down payment required with no MI
  • Available for purchase, rate-term or cash-out refinance

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© Copyright 2021, Angel Oak Home Loans. All rights reserved.
Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act , CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VA, WA dba AOHL LLC, WI. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms, and conditions are subject to change at any time without notice. All loans are subject to credit approval.