Do you know the value of prospecting to self-employed people? We know Realtors work hard to make sure plenty of opportunities come their way.  Stand out from the competition by carving a niche that includes a large population of people – self-employed! There are around 18 million self-employed people according to the U.S Bureau of Labor Statistics – that’s a lot of potential homebuyers. Our specialty is helping self-employed homebuyers close quickly. When they can’t qualify for a traditional loan, we quickly move eligible borrowers into a Bank Statement loan. It is our most utilized Non-QM loan product that we close every...

Housing inventory is definitely tight across the country. At this point, no one is worried about selling – the worry is about finding another home to purchase. So what does the housing shortage mean to those wanting to move? Potentially nothing if you have the right lender and Realtor. Realtors are out there selling homes right now – the purchase market is on fire! They know exactly what to do to find homes for their clients. If you are ready for a new home call a Realtor AND us from the start. Don’t wait until you have a home in...

Our Bank Statement loan has helped many self-employed homebuyers qualify for a loan without using tax returns. Any Realtor who has worked with us knows how quickly this loan closes for their self-employed clients. We simply calculate income from their bank statement deposits when tax returns can’t be used. Self-employed people who take the allotted tax deductions on their returns may have a problem qualifying for a traditional loan. Tell them to call us first! If a traditional loan won’t work, we will quickly move them to a Bank Statement loan if they are eligible without any delays. Other lenders...

Memorial Day is such an important time to honor those who sacrificed their lives protecting our country. We also turn our thoughts to those currently serving and appreciate their bravery keeping us safe. It is our honor to offer a home loan specifically for veterans to achieve their dream of homeownership. Our VA home loan is for eligible veterans, reservists, active-duty personnel or eligible family members.  Whether you are a veteran or know a veteran needing a home loan, we are here to listen and advise. It is our pleasure to give back to those who give so much! The best way...

We have exciting news for self-employed people looking to purchase a home or refinance their current mortgage. Our Bank Statement mortgage program now allows 24 months personal statements! And you only have to own 50% of a business to qualify. This is available for purchases, cash-out and rate-term refinances. We are happy to provide more options and flexibility for our valued customers. Please pass along to any self-employed friends or family who have home loan needs. Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our...

New changes to our guidelines allow for more flexibility for self-employed homebuyers - and that includes Realtors! We are happy to announce that our Bank Statement program now allows 24 months personal statements. Let your self-employed clients know about this update and remind them that they only have to own 50% of a business. This is available for purchases, cash-out and rate-term refinances. More options means we can help more eligible homebuyers become homeowners! Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our website often because we are making changes for the good...

Now is an excellent time for property investors to grow their portfolios. Savvy property investors know that opportunity exists when the market is volatile. In fact, single family rentals typically see a surge during times of recession. With a market and mortgage products that keep changing, investors who are new and those with experience might appreciate the advice. We have put together information for property investors and Realtors who work with investor clients. Our Investor Cash Flow product is being offered that qualifies investors on cash flow – no tax returns or employment information is required. Opportunity exists and there...

Changes in the market are happening daily and it’s hard to keep up! We have compiled some updates you might find interesting to share with your buyers. Inventory is low but the market is favorable. Anyone interested in buying should consider doing so now. We have our traditional options AND non-traditional loan products ready for buyers with varying circumstances such as options for self-employed buyers, property investors and those needing Jumbo loans. Here is the latest information you should know about the housing and mortgage industry: Home Prices Are Up This is great news! According to Realtor.com, median home prices have increased 4.3%...

All homeowners should be aware of the housing market as it could affect the value of one your largest investments. As well, if you are thinking of selling or refinancing or know someone who wants to buy, sell or refinance this information is helpful. Here is the latest information you should know about the housing and mortgage industry: Home Prices Are Up This is great news! According to Realtor.com, median home prices have increased 4.3% year over year for the week ending June 6, 2020. Why? The total number of listings are down. If any of your neighbors, family or friends are thinking...

Did you have the best intentions for home improvements during the quarantine, but it fell by the wayside? It’s not too late! Get on it while you’re still at home. We have some great suggestions for things you should consider for your home while you have the time. Do you have kids at home who are out of school and bored with no where to go? Get them involved for a fun family project! Paint Trim or Rooms Paint is an inexpensive way to freshen up any room even if it’s just the trim. Painting trim makes rooms look brighter and cleaner....