We have exciting news for self-employed people looking to purchase a home or refinance their current mortgage. Our Bank Statement mortgage program now allows 24 months personal statements! And you only have to own 50% of a business to qualify. This is available for purchases, cash-out and rate-term refinances. We are happy to provide more options and flexibility for our valued customers. Please pass along to any self-employed friends or family who have home loan needs. Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our...

New changes to our guidelines allow for more flexibility for self-employed homebuyers - and that includes Realtors! We are happy to announce that our Bank Statement program now allows 24 months personal statements. Let your self-employed clients know about this update and remind them that they only have to own 50% of a business. This is available for purchases, cash-out and rate-term refinances. More options means we can help more eligible homebuyers become homeowners! Highlights: 24 months personal or business bank statements Primary, second home or investment properties Single family, townhomes, or condos CALL US TODAY FOR MORE INFORMATION Make sure to visit our website often because we are making changes for the good...

Now is an excellent time for property investors to grow their portfolios. Savvy property investors know that opportunity exists when the market is volatile. In fact, single family rentals typically see a surge during times of recession. With a market and mortgage products that keep changing, investors who are new and those with experience might appreciate the advice. We have put together information for property investors and Realtors who work with investor clients. Our Investor Cash Flow product is being offered that qualifies investors on cash flow – no tax returns or employment information is required. Opportunity exists and there...

Changes in the market are happening daily and it’s hard to keep up! We have compiled some updates you might find interesting to share with your buyers. Inventory is low but the market is favorable. Anyone interested in buying should consider doing so now. We have our traditional options AND non-traditional loan products ready for buyers with varying circumstances such as options for self-employed buyers, property investors and those needing Jumbo loans. Here is the latest information you should know about the housing and mortgage industry: Home Prices Are Up This is great news! According to Realtor.com, median home prices have increased 4.3%...

All homeowners should be aware of the housing market as it could affect the value of one your largest investments. As well, if you are thinking of selling or refinancing or know someone who wants to buy, sell or refinance this information is helpful. Here is the latest information you should know about the housing and mortgage industry: Home Prices Are Up This is great news! According to Realtor.com, median home prices have increased 4.3% year over year for the week ending June 6, 2020. Why? The total number of listings are down. If any of your neighbors, family or friends are thinking...

Did you have the best intentions for home improvements during the quarantine, but it fell by the wayside? It’s not too late! Get on it while you’re still at home. We have some great suggestions for things you should consider for your home while you have the time. Do you have kids at home who are out of school and bored with no where to go? Get them involved for a fun family project! Paint Trim or Rooms Paint is an inexpensive way to freshen up any room even if it’s just the trim. Painting trim makes rooms look brighter and cleaner....

Is it possible to buy or sell a home during the COVID-19 crisis? It may be possible, but it is much different than just a short while ago. If you are in good financial standing and must sell or buy it is possible. The most important thing to understand is that laws and guidelines vary from state to state. With this in mind, it is crucial that you talk to a lender. A trusted lender can let you know what the real estate market looks like in your area and the types of mortgage loan products available now. Explain your...

There are some benefits to being at home more than usual right now such as time with family and the chance to tackle projects around the house. Well, spring is here and it’s a great time to take care of important spring maintenance to get your house ready for warm weather! Winter can take a toll on your home and if certain things aren’t tended to you could be looking at costly repairs. Spring maintenance goes beyond deep cleaning and many homeowners aren’t exactly sure what that checklist entails. No worries! We have put together a list of seasonal maintenance chores...

It’s a very gratifying feeling to put a lot of hard work into a home and see it turn out beautifully. It is a very frustrating feeling to find out that the wrong product or handling ended up in a costly repair situation. At times, overdoing certain things or not handling something appropriately can harm your home. Here are a few tips to avoid common mistakes many homeowners make unknowingly:  Light bulbs can be too bright. Everyone wants a brightly lit home to read by or cook in the kitchen. Did you know, though, that exceeding a light fixture’s or...

strong {font-weight: bold; color:#006991} We are pleased to extend service past your closing date to ensure you are getting the most out of a very important investment – your home! Keeping a home maintained can help avoid costly repairs down the line and we know it’s important to save as much money as possible to be able to do that. One way to save money is by cutting down your home energy spending. These tips on trimming energy costs is not only good for your home, but your wallet too. Install a programmable thermostat You can get substantial savings with a device...