We welcome a beautiful Spring and all that comes with it. That includes homebuying season! Our dedicated sales and operations team continue to work long hours at home to help our customers achieve the dream of homeownership. We made it happen for many buyers in March setting a record in purchase business and we are looking forward to helping more customers in April.
With over 80% purchase business we are your go-to lender during this homebuying season. Angel Oak Home Loans is setting record numbers of purchase loans closed while still enjoying 24 hour underwriting turn times and an average of 17 day closings.
Homeownership does not have to be delayed and we are proud to work together to continue to help people make new memories in new homes!
Our traditional mortgage products include:
FHA – A government insured loan that offers low down-payment requirements and flexible credit requirements. These loans are designed for those with low to moderate incomes and have helped many first time homebuyers.
VA – Loans through the Department of Veterans Affairs to eligible veterans, reservists, active-duty personnel or eligible family members. VA backed cash out refinance loans are also available.
USDA – Offers borrowers in qualified rural areas with low to moderate income better affordable housing finance options with little or no down payment. Income limits to qualify vary by location and household size. Contact us for assistance in determining if you are eligible.
Jumbo – A mortgage loan that exceeds the conforming limits set by the Federal Housing Finance Agency. These loans help buyers purchase luxury homes or properties with higher priced homes due to highly competitive local real estate markets.
We Are Ready To Serve You!