Angel Oak Companies

21 Nov

Posted at 11:12h in Blog, Resources by
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Among the most commonly asked questions by home sellers is what to do to get the house ready to put on the market. It can be so overwhelming that many people put off selling their home. Now is not the time to put it off as rates are low and inventory decreases around the holidays. This could be a great time to quickly sell your home! And it doesn’t have to be difficult. We really like this article published by RISMedia's Housecall titled “4 Things NOT to Do When Putting Your Home on the Market”. In it you will find...

19 Nov

Posted at 11:20h in Blog by
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We know that the closer we get to the holidays there will be a lull in real estate business. That doesn’t mean that property buyers aren’t still out there, they might just wait until Q1 to move forward with buying. Encourage them to take some time to do a little research on what they need to have ready. Winter can be a great time to buy with less competition and maybe better deals. Count on us to be a great resource for you! We have an excellent online learning center with mortgage checklists, credit tips, valuable information for first time homebuyers,...

11 Nov

Posted at 13:06h in Blog by
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The holidays are around the corner but there is still plenty of time for your clients to achieve the home of their dreams. With rates still low the market is ideal to get more home for the money. We have an excellent Jumbo program for those buyers wanting homes that exceed the conforming limit to qualify for a conventional loan. This program can help you sell more higher priced homes and end the year strong. Tell your buyers that you have the perfect lender who might be able to help them put a wreath on a beautiful new front door...

04 Nov

Posted at 12:58h in Blog by
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We are proud to offer loan products that help buyers with unique circumstances. Included in our offerings are VA loans for service members*. A VA loan is one of the unique and very useful benefits granted to service members in the military. It has helped millions of veterans, service members and military families achieve the dream of owning a home. If you know people who have served wanting to purchase a home, tell them to call us to discuss how we might be able to help. When we say, “Built for Speed. Driven by Service. Close Quickly With Angel Oak Home...

27 Oct

Posted at 00:20h in Blog by
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This Halloween we only want you to be scared of how much candy you might have to buy. The lending process for your buyers? Not scary at all when you work with us. This year has been a treat for us for sure. We have set records in non-QM volume each quarter, enhanced our programs and furthered our commitment to impeccable customer service. All of this so that you can sell more homes! Here’s a quick recap of the highlights: Business Bank Statement – self-employed borrowers can own as little as 50% of the business Investor Cash Flow – dropped the add-on...

17 Oct

Posted at 14:00h in Blog by
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Simple, Seamless, Fast and Efficient – Exactly what your self-employed buyer needs to buy a home! Our Bank Statement program is one of our most utilized loan solutions for self-employed people wanting to purchase a home. Self-employed people can sometimes have a challenge when it comes to getting qualified for a home loan due to tax write-offs. Bank statement loans help them get it done and closed! We do a lot of these loans and have made many improvements to make it faster and easier. Buyers can own as little as 25% of the business for personal or 50% for business...

08 Oct

Posted at 22:49h in Blog by
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Our traditional loans and innovative portfolio suite of products help make qualifying buyers with diverse mortgage needs easier. The fact that mortgage rates fell for most of the year and continue to do so into Q4 make for an ideal situation in the market. This is great news for you and your homebuyer! Current stats indicate a thriving housing market: 5.49 million existing home sales at an annual rate and an increase of 1.3% in August according to the National Board of Realtors. This growth is forecasted through Q4 2019 and Q1 2020. 3.5% average decline in rates for a 30-year...

01 Oct

Posted at 10:52h in Blog by
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The good news is that rates are still low despite a slight increase in mid-September. Home prices are slowing making for a favorable market to purchase a home. These are ideal conditions for those homebuyers needing a Jumbo loan. The great news is that we have an innovative Jumbo program for loans that exceed the conforming limit. Self-employed buyers can use bank statements to verify income. Beat the competition, get prequalified now and lock in your rate. The National Association of Realtors reports that home sales were up 2.5% in July and 1.3% in August as it is hard to resist...

23 Sep

Posted at 22:46h in Blog by
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The year is going fast and we know you want to finish the year strong selling as many houses as possible. With this in mind, remember that we can help people who have had a recent foreclosure or short sale. Our HomeSense program is just for those with one day out of foreclosure, short sale, bankruptcy or deed in lieu including Jumbo loans. It is perfect for those with lower credit scores who don’t want to wait to buy a home. When we say, “Built for Speed. Driven by Service. Close Quickly With Angel Oak Home Loans”, we mean it! 1...

16 Sep

Posted at 14:07h in Blog by
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Many buyers find themselves in a situation where they have invested time with a lender only to find out their loan is rejected and they have missed their homebuying opportunity. Often times, they know upfront this could be the case. This makes for a stressful time having to start over. Our Portfolio Select program could have possibly helped them qualify if only they had known. Realtors, tell your buyers to come to us first! We can tell them whether or not they qualify for a traditional loan. The best part is, we don’t have to turn them away to find another...