We welcome a beautiful Spring and all that comes with it. That includes homebuying season! Our dedicated sales and operations team continue to work long hours at home to help our customers achieve the dream of homeownership. We made it happen for many buyers in March setting a record in purchase business and we are looking forward to helping more customers in April. With over 80% purchase business we are your go-to lender during this homebuying season. Angel Oak Home Loans is setting record numbers of purchase loans closed while still enjoying 24 hour underwriting turn times and an average of...

Donnie Walton is one of our experts at Angel Oak Home Loans committed to serving borrowers and supporting Realtors. We would like for you to get to know him even better! Donnie is a top producer, 2019 President’s Club Winner and serves as our licensed branch manager in McKinney, Texas. He is a veteran who proudly served our country in the U.S Army. He entered the mortgage industry in 2007 and also worked as an engineer. Donnie attributes much of his success as a mortgage originator to his diverse background which has given him the skills to effectively communicate with each...

Angel Oak Home Loans offers traditional loan products and phenomenal customer service with the goal to close as quickly as possible – even when we are staying home out of necessity. Our technology was created just for clients and buyers to manage their loan from anywhere at any time with our MyHomeLoan mobile app. We understand your clients are at home but still do not want to delay purchasing a home. Let them know our mobile app is safe and secure allowing them to: Apply for a loan using the app Scan, esign and upload documents Manage the entire process from their...

There are some benefits to being at home more than usual right now such as time with family and the chance to tackle projects around the house. Well, spring is here and it’s a great time to take care of important spring maintenance to get your house ready for warm weather! Winter can take a toll on your home and if certain things aren’t tended to you could be looking at costly repairs. Spring maintenance goes beyond deep cleaning and many homeowners aren’t exactly sure what that checklist entails. No worries! We have put together a list of seasonal maintenance chores...

We are living in unprecedented times as this pandemic causes turmoil in the financial markets. I would like our customers and referral partners to know that Angel Oak Home Loans is moving full-steam ahead and closing loans as quickly as possible. As the loan process is constantly changing, Angel Oak Home Loans is currently operating with the following process improvements: Our employees have shifted to a 100% work from home model Accepting “drive-by” appraisals as per Fannie Mae’s recent guidelines Accepting lender’s policies of title insurance written on the 2006 ALTA loan title insurance form or a local equivalent which includes...

It’s a very gratifying feeling to put a lot of hard work into a home and see it turn out beautifully. It is a very frustrating feeling to find out that the wrong product or handling ended up in a costly repair situation. At times, overdoing certain things or not handling something appropriately can harm your home. Here are a few tips to avoid common mistakes many homeowners make unknowingly:  Light bulbs can be too bright. Everyone wants a brightly lit home to read by or cook in the kitchen. Did you know, though, that exceeding a light fixture’s or...

What sets us apart in the industry is as unique as our people, products and service. We are a full-service lender offering traditional loans and non-QM through our portfolio suite of products. By now you have probably heard about non-QM. Many companies are just picking up non-QM as a fall back option making it important to understand what sets us apart. We have offered these products from the beginning through what we call portfolio lending. Our underwriting is done in-house giving us another competitive advantage. We are a leader in the non-QM space with record setting volume. In 2019 alone, we...

We are excited to announce that the AJC named us one of the Top Workplaces for 2020 for the 6th consecutive year. We believe that the foundation for a great place to work lies in trust, inspiration and a culture that makes working at a company a pleasure. This honor is special because it came from surveys sent from our employees. We work really hard to provide the leadership, communication and support to grow strong teams. It looks like it’s working and we couldn’t be more proud. Our theme for 2020 is “The Difference is You”. Our Angel Oak family continue...

strong {font-weight: bold; color:#006991} We are pleased to extend service past your closing date to ensure you are getting the most out of a very important investment – your home! Keeping a home maintained can help avoid costly repairs down the line and we know it’s important to save as much money as possible to be able to do that. One way to save money is by cutting down your home energy spending. These tips on trimming energy costs is not only good for your home, but your wallet too. Install a programmable thermostat You can get substantial savings with a device...

Our Bank Statement program was created to help self-employed people purchase a home easily and quickly. After all, according to the Bureau of Labor Statistics, about 16 million Americans are self-employed accounting for 30% of all employees in the U.S. That’s a lot of potential homebuyers! Tax returns are not required and buyers no longer have to own 100% of a business. These are a few reasons why our Bank Statement program is one of our most utilized loan solutions for self-employed people. These buyers may not have credit issues and often times are interested in purchasing higher priced homes. The...