We have options that might help buyers purchase right now even if they don’t qualify for conventional financing. Along with traditional loan products we are offering Bank Statement, Platinum Jumbo and Investor Cash Flow. Contact us today about Agency loans as well as our non-QM options that include: Bank Statement: For self-employed buyers who need to qualify using business bank statements. Investor Cash Flow: Property investors can build their portfolios with our product that qualifies based on cash flow and does not require tax returns or employment information. Jumbo: We might be able to help buyers who want to purchase a home outside of conforming limits with...

Rick Dail is a licensed mortgage advisor here at Angel Oak Home Loans you know and trust. We would like for you to get to know him even better! Rick enjoys riding bikes, frisbee golf, and traveling. He has been married for 24 years, has two kids, and a dog named Lexi. Another favorite hobby is watching his kids ride horses and play soccer. His favorite sports team is the Chelsea FC soccer club and UNC basketball. Rick is an Eagle Scout which is a testament to the leadership he brings to our team. Rick’s superior customer service started with his...

Right now many people are budgeting to determine how best to control their finances and fund their goals, whether it is a home improvement project or lowering debt. One way to do that is to refinance your mortgage through a cash out refinance and use your equity. A refinance can help save a lot of money over the life of a loan and could even lower your monthly payment. A cash out refinance could help with: Funding tuition, a business, or home renovation Eliminating private mortgage insurance (PMI) on conventional loans Accomplishing financial goals such as paying off debt Call us today...

There have been a lot of changes in the mortgage industry lately and more are coming. We are here to take any questions, listen to concerns and keep you updated. There are a few things that haven’t changed though – our commitment to excellent customer service and providing loan products to help homebuyers achieve the dream of homeownership. With so much information regarding rates and what to expect over the next few months we are happy to keep you posted. Please check in with us online or call one of our licensed mortgage advisors. Here is the latest information that we...

Wellborn Price is a licensed mortgage advisor in Atlanta, Georgia and a mortgage expert you know and trust. We would love for you to get to know him even better. He is a native Atlantan and enjoys golf, duck hunting and attending sports events. His favorite hobby, though, is spending time with his wife and four children. His favorite team is the Georgia Bulldogs. Go Dawgs! When it comes to music, he prefers anything from the 80s era. He has been in the real estate and mortgage industries for 18 years. Prior to the mortgage business, he worked in the flooring...

Bonnie Barnes, branch manager in Wilson, North Carolina, is a mortgage expert you know and trust. We would love for you to get to know her even better. When she isn’t busy helping homebuyers achieve the dream of homeownership, she loves spending time with family, gardening, reading and painting. She has a daughter, grandchildren, and her rescue dog Charlie. Charlie the rescue dog provides an excellent exercise regimen for Bonnie and her husband. He keeps them busy but he is definitely loved! She is an Angel Oak Home Loans top producer, President’s Club winner, and ranked on Scotsman Guide’s National Top...

Is it possible to buy or sell a home during the COVID-19 crisis? It may be possible, but it is much different than just a short while ago. If you are in good financial standing and must sell or buy it is possible. The most important thing to understand is that laws and guidelines vary from state to state. With this in mind, it is crucial that you talk to a lender. A trusted lender can let you know what the real estate market looks like in your area and the types of mortgage loan products available now. Explain your...

JP Meglio is a Branch Manager and the #1 volume originator nationwide at Angel Oak Home Loans in 2019. You know him as a trusted resource and expert in the industry. We would like for you to get to know him even better! JP brings 17 years of expertise in the home lending industry. He is a trained chef to the stars in Hollywood and graduated from the Culinary Institute of America in New York in 1993. He left the hospitality business in 2003 and has had a successful career in lending ever since. He grew up living in Los Angeles and...

We are proud to announce the members of our team who qualified for Scotsman Guide’s Top Originator list for 2019. For the past 10 years, Scotsman Guide has ranked originators based on dollar volume, most loans closed, and performance in niche areas. Congratulations to all of our Licensed Mortgage Advisors who received the Scotsman Guide 2019 Top Originators award: JP Meglio – Woodland Hills, CA Richard Staley – Atlanta, GA Donnie Walton – McKinney, TX Debbie Bennett – Atlanta, GA Mandie Anderson – Columbia, SC Bonnie Barnes – Wilson, NC Randi Barrett – Covington, LA Rickey Powell – Tifton, GA Tara Purvis – Valdosta, GA Each one embodies the above and...

This is an excellent time to get some fresh air, exercise and beautify your yard all at the same time. The best news about getting your garden ready and sprucing up the yard is that it can be very inexpensive to no cost at all. There is plenty to do without getting out and going to a store. If we have to stay home right now, it may as well look it’s best for our own enjoyment! Here are some tips to make your lawn and garden beautiful: Pull weeds – We know this is not fun, unless you actually enjoy weeding....