Changes to Fannie Mae guidelines makes Investor Cash Flow Loans More Important

Real estate will be a top choice to invest in this year which is great news for investors. There are changes, though, that your investor clients need to know before they go to get a loan.

Fannie Mae no longer allows buyers to qualify using the proposed rental income on non-owner occupied purchases unless they have a minimum of one year as a landlord. The same is true for FHA, VA and Jumbo loans. This means that a non-QM solution such as our Investor Cash Flow product will be crucial for some property investors to start to build their portfolios. We allow proposed rent with NO landlord experience!

Don’t lose a sale and have your buyer miss out on a great property! Call us first about our Investor Cash Flow product that can get your client to the closing table quickly.

  • Loans to $1.5 million
  • No personal income used to qualify
  • Qualification based on property cash flow
  • 2 years seasoning, foreclosure, short sales, or bankruptcy, deed in lieu
  • No tax returns required
  • Interest only option (not available in all states)

When we say, “Built for Speed. Driven by Service. Close Quickly With Angel Oak Home Loans.”, we mean it!

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