Two months of checking and savings account statements including all pages even if blank
Quarterly or semi-annual statements for checking, savings, IRAs, CDs, money market funds, stocks, 401K, and/or profit sharing, etc…
Copy of fully executed sales contract
Employment history from the last two years
Residency history from last two years that includes landlord or mortgage company contact information
Canceled earnest money check once cleared
Social security card and drivers license for all borrowers and non-purchasing spouse
Tax returns from the past two years
Copy of note, deed of trust, settlement statement, and survey if refinancing
Any assets used for down payment, closing costs, cash reserves and large deposits must be documented
Copies of sold properties if mortgage was paid off in the last two years
Documents For VA Loans
Original Certificate of Eligibility
Certificate of Release of Discharge from active duty and copy of DD214
Name and address of nearest living relative
Self-Employed Borrowers
Copies of most recent two years of tax returns with all schedules including K-Is if applicable
Current profit and loss statement and a balance sheet
Copy of corporate / partnership tax returns for most recent two year period for ownership of 25% or more including W-2s and / or 1099 forms
Miscellaneous Required Documents
Agreement if financed by an employer (buyout agreement, documentation outlining company, and paid closing costs)
Previous bankruptcy information including copies of petition for bankruptcy, discharge, and supporting schedule
Documentation supporting moneys received from social security, retirement trust income through direct deposit bank statements, award letter, and evidence of income