Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act CA-DBO613810, FL, GA, VA, NC I-174453, and TN 182183
I’ve been in the mortgage industry for 12 years now and love helping the dream of homeownership become a reality. I started as a loan processor, so I know all of the details that surround the entire loan process. After a year of processing, I moved to the origination side. I am a local Seahawk, having graduated from UNCW in 2005 and I love the Wilmington area. Some of the areas I specialize in are Construction to Permanent loans, VA Loans, and FHA loans. New construction is my passion and I am also a Licensed General Contractor. I have and continue to work in the following Counties: New Hanover, Pender, Onslow, Duplin, and Carteret County, however I am licensed for all of North Carolina.
I have a work hard, play hard attitude and I will not stop until your loan is closed. I can help you realize your dream of homeownership if you are willing to follow my guidance. “If you can dream it, you can do it.” That is my philosophy. Failure is never an option. With my broad experience in the industry, I can help walk you through the entire process. I have experience in all sides of the mortgage process, from being a customer and buying a home as a young recent college graduate, to originating as a loan officer, and finally, investing in land and building my own homes. With the experience as a loan officer as well as a processor, I understand the entire process and can empathize with my customers’ needs.
I’m very customer service oriented. I am here for you, the client, and want to exceed your expectations through every step of the process. I am honest and up front about everything surrounding the mortgage process. I have a lot of experience with various products such as VA, USDA, FHA, and NCHFA. This helps to make me a great resource in finding the right loan product for you.
Originally I’m from Springfield, Ohio and moved to Wilmington, North Carolina in 2001. I received my B.A from UNCW and the Cameron School of Business with a major in Business Marketing. My wife and I currently live in Hampstead, NC where we have two beautiful daughters together that we are so thankful for. I live a very active lifestyle and enjoy all types of sports, my most passionate being wakeboarding, surfing, fishing, and boating. I am a water freak, so I try to get on the water whenever possible. I also love basketball, hockey, and beach volleyball – all of which I am actively on teams within the community. Lastly, I love real estate and new construction, which is why I am in the business! You will often see me going through open houses and new neighborhoods on the weekends because I enjoy watching our community grow!
Want more information on homeownership? Download Your Guide to Owning a Home below!
"Kristian is fantastic! He is responsive, helpful and makes himself available nights and weekends to help make the loan process painless." -Randi W
"This is our second time using Angel Oak Home Loan for a mortgage and each experience has been quick, smooth and stress free. Kristian was fantastic in finding us the right mortgage product and Greta done a great job of letting us know exactly what we needed to provide. We were updated throughout the process. We would definitely recommend Angel Oak and Kristian to our friends and family." -Shaun U
"Kristian was able to get our loan approved even with dealing with several unique obstacles. He stayed diligent and went out of his way to get the loan completed in a timely manner. I would recommend Kristian and his team to a assist with the loan when purchasing your home. Thanks Kristian and Greta for helping us with the loan process." -Cindy H
"Kristian and his team made the process stress free and easy. He was always available when we had any questions and was very helpful, friendly and knowledgeable. We would recommend Angel Oak and Kristian to anyone looking to purchase a home." -Tamara H.
"Kristian Siemon's team was great they worked against a tight deadline in a surging real-estate market to get our financing in order timely. They left nothing unturned and acted to assist with finding people from a home inspector to a lawyer to finish the paperwork." -Linda K.
"I’m very grateful to Kristian and his beyond-amazing teammate Greta for making my mortgage process a seamless one. They are honest, detail-oriented, and communicative. Their application system keeps your information secure and gives you a quick glance dashboard to know exactly where your loan is in the process. My incredible realtor referred me to Kristian and Greta and I could not be more pleased with the experience." -Jill S.
"Great communication and team. Whole process was smooth and easy. Thanks!" -Danny M
"I only had great experiences, he was very professional and trust worthy. Did everything he could to make my experience as easy as needed to be also while building a relationship. Very good experiences and people. I’d highly recommend!" -Tyler J.
"We had a fantastic experience with Kristian at Angel Oak. We recently finished a new construction house and had a mortgage with another company. We didn't even think about refinancing this early but after talking with Kristian we decided to refinance. We are so glad we did. I can't recommend Kristian and his team enough. A++ experience." -Brody W.
"Our situation was unique. If anyone could make it happen , it is Kristian. Kristian’s enthusiasm and tireless energy is a quality I admired and appreciated. My wife and I are truly greatful!" -Sherman H.