I am a Licensed Mortgage Advisor and Branch Manager for Angel Oak Home Loans, located next door to Taylor Cuisine in Historic Downtown Southport. I love this location and have been working with the local public and our many, many visitors who come to the area each year, for the past seven years. So, feel free to stop in and say hello!

My history in sales, customer service and accounting were the perfect skills I needed to make the move to the Mortgage Industry in 2005.

With Angel Oak Home Loans, I am able to service clients with their residential mortgage needs in North Carolina, South Carolina and Virginia!

As our local market continues to grow, we continue to  provide additional mortgage products to assist borrowers with purchases who require traditional mortgages and unique solutions with portfolio loans. We have loans for primary, second, investment homes, townhomes and condominiums; both purchases and refinances and offer USDA, FHA, VA, Jumbo, Conventional, ARMS, Interest only and low down payment programs.

At Angel Oak Home Loans, we offer the highest level of service to each of our clients. We pride ourselves in offering mortgage solutions to meet the individual needs and goals of each of our clients. From processing, to underwriting, to closing…your loan is handled IN HOUSE (this is the #1 reason why your transaction will be smooth and will close ON TIME).

As your Mortgage Advisor, I am committed to being involved in every phase of the mortgage process, to serve your best interests and provide the optimal financial benefit. It is important to choose professionals that you can trust. I am available beyond “banker’s hours” whether you are purchasing an existing home, building a new home or refinancing and I hope you will offer me the opportunity to assist you!

Want more information on homeownership? Download Your Guide to Owning a Home below!

Your Guide to Owning a Home

“Karen was fantastic to work with. She was extremely patient and helpful and went above and beyond to help us when we needed it.” -Linda C.


“I would like to share my praises for Karen Throckmorton. She is the most knowledgeable person about all aspects of the mortgage process. She leaves no stone unturned to get the job done. She is always available to answer any question no matter what they are . and takes the time to explain all the processes so you understand everything exactly . We have used her 2x now , once for our original mortgage and just recently for a refinance .Both times were 5 stars all the way . My husband and I recommend her highly. Give her a call you wont be sorry.” -Kathleen K.


“This is the second time we have worked with Karen, and she is outstanding. Gives 100+percent and is extremely knowledgeable and an expert in making this process seamless and painless for clients. Our experience with our recent re-finance could not have gone better thanks to Karen and staff.” -Trish S.