Licensed in FL, GA, NC, and SC
We at Angel Oak Home Loans pride ourselves on helping home buyers become home owners. Our lending practice is based on a core principal of providing consumers a variety of innovative mortgage products tailored to meet their individual home financing requirements. We respect that everyone comes to us with unique circumstances and we are ready to advise them on the very best way to meet their mortgage needs. Offering traditional loan products and a portfolio suite of programs enables us help a larger population of people including those who did not think homeownership was a possibility. Many of our clients recommend Angel Oak to a friend or colleague based on their positive experience working with us. When we say we are built for speed and driven by service, we mean it.
Want more information on homeownership? Download Your Guide to Owning a Home below!
"We worked with Julia. As entrepreneurs it can be difficult to find reasonable financing solutions. She and her team at Angel Oak worked tirelessly to find a solution that would work for our situation. They succeeded where everyone else fell short. We could not be more pleased with the job they did and the results they provided. Thank you!" -Christopher S
"Julia Head was excellent. She was professional and got my bank statement loan closed on time. Have already recommended her to a few buyers." -Timothy B
"If I could give Julia more than 5 stars - I would. Julia is all-in-one. She is prompt, Very detailed and you can tell she cares. As a Realtor, I'm very confident referring my clients to her. Thank you Julia!" -Bracha S
"After talking to 10 different lenders over the last year, Julia stood out from the first moment I spoke to her over the phone. After our first meeting, I knew she would make the impossible possible. She is a great person to work with, explains you everything you need to know and was on top of work around the clock. She was on vacation and was working on my profile so we get approved before our closing. I will recommend all day to anyone looking for a lender to reach out to Julia for a home purchase. She was beyond amazing and really helped us purchase our dream home that we thought we wouldn't be able to purchase. Forever grateful for her time and effort to make this happen. This closing will be a lifetime memory!" -Omer K
"Julia Head @ Angel Oak is THE ABSOLUTE BEST! I had a very complicated situation going on and Julia was so helpful. She really wanted to see me succeed in this processes. She was patient, caring, and thoughtful! She helped me through all the hiccups, and made the process less painful. She even met me at my closing with a gift! In the end, I became a homeowner, and now have a piece of kind! If I had to do this all over again, I will choose Angel Oak Home Loans and make sure to have Julia as my advocate!" -Aisha L
"First and foremost, Julia got me a lower rate than all of the other brokers I was speaking to! Second, I work as a 1099, self-employed, small business. It is challenging to loans approved with this type of income but Julia got it done, and got it done quite quickly too! She was always prompt in getting my questions answered and made the whole experience flow as smoothly as possible, especially with my unique case! I will use Julia again in the future and would most definitely recommend to all of my friends and family! Thank you Julia!" -Amy E
"I wanted to take advantage of the current low interest rates and refinance my mortgage, but my current mortgage holder told me I wouldn't qualify for a new loan. I'm a freelancer, and my business took a hit with COVID. I spoke with Julia, and she asked if she could take a look at some of my financial info. She did so without running a credit check to see if she thought she'd be able to help, which I appreciated because I didn't want an unnecessary hit on my credit. She was sure she could help me refinance so we moved forward with the process. It was straightforward and easy and went much faster than I thought it would. If you're hesitant about refinancing or getting a mortgage, call Julia and talk to her! Thanks, Julia and Angel Oak Home Loans!" -Susan B.