The financial and mortgage industry crisis of 2008 created a tremendous void in the marketplace, leaving both consumers and related professionals underserved. Angel Oak Home Loans emerged as a well-managed and well capitalized mortgage banking firm that embraced the entrepreneurial spirit and service driven focus widely absent in the mortgage business. Our lending philosophy is founded upon a tenet of providing innovative portfolio loan programs, while consistently delivering an exceptional client experience, for both our borrowers and referral partners. A feat rarely accomplished in the industry.

Angel Oak’s lending practice was founded upon core principals of providing consumers with a variety of mortgage products that are tailored to meet their individual home financing needs. At Angel Oak, we realize that each of our client’s circumstances are unique and therefore we take an advisory approach to meeting their mortgage needs. Our highly trained Licensed Mortgage Advisors (LMA’s) work closely with each client and partner to match the right program for their situation. Our collaborative approach to servicing clients and referral partners enables us to deliver some of the quickest turn times in the industry, while focusing on superior client satisfaction. In fact, 98% of our clients are likely to recommend Angel Oak to a friend or colleague, according to our recent post-closing surveys.

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Your Guide to Owning a Home

“Debbie Bennett was excellent to work with. She kept us informed throughout the entire process. I would recommend Debbie and Angel Oak to anyone needing to purchase or refinance.” -Rob T.


“Debbie Bennett was extremely professional and helpful in making our loan application, approval, and mortgage closing run quickly and smoothly!” -Kim H.


“I can not say enough good things about my experience with Angel Oak and Debbie Bennett! From the first time we met to when we said goodbye at the closing table, Debbie was there to walk me through the process. I had a three week closing and Debbie and her team got me through almost painlessly. Most items could be shared and updated electronically. I’m a single black woman and I heard horror stories and statics about trying to finance a home when single, black or a woman let alone all three. I can say that this company does not discriminate but actually goes the extra mile to make sure all their costumers are treated fairly and accomplish the dream of home ownership!” -Jeanette S.


“As a first time home buyer, Debbie Bennett and her entire team were wonderful to work with! They walked my husband and I through the entire process and I can honestly say buying a house with Angel Oak was one of the easiest things we have done. Applying through Debbie’s mobile app was very easy and I received push notifications every time a new milestone changed during our loan process. Our processor was on top of it, Ben the sales assistant was fantastic and answered any questions we had! I will highly recommend Debbie, her team and Angel Oak to anyone!” -Leigh Ann W.


“From start to finish Debbie was a pleasure to work with. Her knowledge of the loan process, ability to articulate exactly what your available options were and her commitment to client success sets her apart from her peers. I would highly recommend Angel Oak in general and Debbie Bennett specifically if you are considering purchasing a home.” -Derek M.