Testimonials

“Very smooth process with short time frame. Did what they said they would do, in the time frame they gave. Would recommend to others.” -Tony S.

“This was my third mortgage in 3 years with Chris Philmon and the team at Angel Oak. I wouldn’t keep returning if they weren’t great – but Chris and his team are exception. Always close quickly and deliver as promised. They make home buying a pleasure – not a necessary evil!” -Scott K.

“Chris and his entire team (Morgan and Angela) were beyond exceptional. I had special circumstances that made it difficult in the past to obtain a loan. They were able to get me the loan I needed quickly and at a great rate. I’m already looking forward to doing business with them again and would highly recommend Chris and his team at Angel Oak.” -Stephanie M.

“Chris was great and even came to our closing to make sure everything was done correctly”. -Amanda W.

“Chris Philmon and his team at Angel Oak Home loans is hands down the best in the Atlanta Area. This was our third experience with a lender and hands down this one was the best. Chris consistently went above and beyond to meet our expectations, answer questions, deal with our nerves as buyers and from start to finish made this a great experience. He is genuinely concerned with your best interests as a buyer which really meant a lot. Dont waste your time looking for the right lender when Chris Philmon and his team are here ready and waiting to serve you and your familys needs above and beyond all the others!” -Jeff W.

“We really enjoyed working with Chris Philmon and his team during our first home loan experience. Chris went above and beyond helping us to understand the loan process as first time home buyers. He was always available to answer our questions or help with any concerns we had. We are very thankful to him and his team!” -Shelia C.

“Had a great experience with this company. Chris Philmon along with the rest of the Angel Oak Home loan team were very professional and understanding to our situation. Being small business owners since 2014 and having to invest more money as our company expanded these past four years was an exciting time for myself and my family. However when it comes time to apply for a mortgage or you want to refinance the mortgage you currently hold the criteria is based heavily on your past few years W2 statements which does not tell the ( true income) especially for small business owners. Angel Oak Home loans has introduced an exciting new way to qualify people for home loans and refinance options. This service was recommended to us from another business owner who has used Angel Oak Home Loans in the past and completely understood our situation. Last week with the help of Chris and his team we completed our refinance on our home with a very competitive interest rate. From the very first day I filled out my application Chris and the Angel Oak team have been a pleasure to work with and make the process pain free. I strongly recommend that you give this company a chance to see what they can do for you. I’m not one to give out a 5 star rating unless its truly deserved. Well done Angel Oak Home Loans!” -Vincent T.

“Had a great experience with this company. Chris Philmon along with the rest of the Angel Oak Home loan team were very professional and understanding to our situation. Being small business owners since 2014 and having to invest more money as our company expanded these past four years was an exciting time for myself and my family. However when it comes time to apply for a mortgage or you want to refinance the mortgage you currently hold the criteria is based heavily on your past few years W2 statements which does not tell the ( true income) especially for small business owners. Angel Oak Home loans has introduced an exciting new way to qualify people for home loans and refinance options. This service was recommended to us from another business owner who has used Angel Oak Home Loans in the past and completely understood our situation. Last week with the help of Chris and his team we completed our refinance on our home with a very competitive interest rate. From the very first day I filled out my application Chris and the Angel Oak team have been a pleasure to work with and make the process pain free. I strongly recommend that you give this company a chance to see what they can do for you. I’m not one to give out a 5 star rating unless its truly deserved. Well done Angel Oak Home Loans!” -P Klieber

Want more information on homeownership? Download Your Guide to Owning a Home below!

Your Guide to Owning a Home

Bio

Chris Philmon, a mortgage professional with 16 years of experience and a Founding Member of Angel Oak Home Loans. As a resident of the Metro Atlanta Area of 16 years, he has a solid understanding of the local real estate market and maintains excellent working relationships with clients, builders, and real estate agents. Chris has extensive experience dealing with condominium approvals, corporate relocations, jumbo financing and Angel Oak Home Loans suite of portfolio products. Chris believes the key to his success is his commitment to understanding and learning the ever changing mortgage guidelines and programs. He uses his knowledge to educate the customer and to find the best mortgage financing solution to fit your specific needs. Chris, along with his team of six, strives to maintain the highest standard of customer service and ensures a timely and professional closing process.
Chris has earned a position of high regard for his outstanding performance in the industry. He has been the recipient of the Mortgage Bankers Association of Georgia’s Gold Award for 13’ 14’ 15’ and 2016 and has been repeatedly recognized for his performance in sales and customer service. He has served on the Angel Oak Home Loans Leadership Team. His dedication to gathering all the information, being available for his clients, and ensuring a job well done have earned him a solid reputation in the industry and the pleasure of helping many clients over and over again. In addition to Chris’s professional interests, he is passionate about fishing, snow skiing, traveling and supporting Make-A-Wish.